Sammaan Capital Ltd, formerly known as Indiabulls Housing Finance Limited, is a leading non-banking financial company (NBFC) in India, established in 2005. Headquartered in Central Delhi, the company operates in the financial services sector, providing a diverse portfolio of lending solutions. Listed on the Bombay Stock Exchange (BSE: 535789) and the National Stock Exchange (NSE: IBULHSGFIN), Sammaan Capital Ltd is regulated by the National Housing Bank (NHB). Its offerings include home loans for residential property purchases, loans against property for leveraging owned assets, and home renovation loans for improvement projects. Additionally, the company supports micro, small, and medium enterprises (MSMEs) with working capital loans and offers corporate mortgage loans like lease rental discounting and residential construction financing. With a strong regulatory foundation and a comprehensive range of products, Sammaan Capital Ltd plays a vital role in advancing financial accessibility and empowering individuals and businesses across India.
| Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | |
| Promoters + | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| FIIs + | 23.41% | 19.33% | 19.13% | 19.77% | 19.53% |
| DIIs + | 8.53% | 7.15% | 6.62% | 6.31% | 6.71% |
| Public + | 66.34% | 71.79% | 72.54% | 72.22% | 72.05% |
| Others + | 1.71% | 1.71% | 1.70% | 1.69% | 1.69% |
| No. of Shareholders | 4,50,141 | 4,93,288 | 4,87,849 | 4,74,592 | 4,59,927 |
The shareholding pattern of Sammaan Capital Ltd demonstrates a diverse and evolving ownership structure from December 2023 to December 2024. Throughout this period, promoters held no stake, maintaining a consistent 0.00%. Foreign Institutional Investors (FIIs) showed a notable presence, with their holdings declining from 23.41% in December 2023 to 19.53% in December 2024. Domestic Institutional Investors (DIIs) experienced a gradual decrease in their shareholding, moving from 8.53% in December 2023 to 6.71% by the end of 2024. Public shareholding constituted the majority, increasing from 66.34% in December 2023 to a peak of 72.54% in June 2024, before slightly decreasing to 72.05% by December 2024. Other categories of shareholders remained stable, holding around 1.70% consistently. Additionally, the total number of shareholders increased from 4,50,141 in December 2023 to 4,59,927 by December 2024, reflecting growing investor interest in Sammaan Capital Ltd.
Below are the trading platforms that you can use to purchase Sammaan Capital shares:
➤ Zerodha
➤ Upstox
➤ Groww
➤ AngelOne
➤ ICICIDirect
| When | Maximum Price | Minimum Price |
| February 2025 | 175.99 | 135.38 |
| March 2025 | 179.68 | 138.22 |
| April 2025 | 177.91 | 136.85 |
| May 2025 | 172.72 | 132.86 |
| June 2025 | 180.50 | 138.84 |
| July 2025 | 176.96 | 136.12 |
| August 2025 | 182.43 | 140.33 |
| September 2025 | 184.62 | 142.01 |
| October 2025 | 189.42 | 145.71 |
| November 2025 | 194.16 | 149.35 |
| December 2025 | 202.89 | 156.07 |
As we progress through 2025, Sammaan Capital is expected to see steady price growth. Starting in February, prices may range between ₹135.38 and ₹175.99, gradually increasing to ₹138.22 and ₹179.68 in March. By mid-year, prices could vary from ₹132.86 to ₹180.50, reflecting resilience. In the latter half, August may see a range of ₹140.33 to ₹182.43, climbing further to ₹149.35 to ₹194.16 in November. By December, Sammaan Capital could reach its peak, with prices projected between ₹156.07 and ₹202.89.
| When | Maximum Price | Minimum Price |
| January 2026 | 208.98 | 160.75 |
| February 2026 | 203.75 | 156.73 |
| March 2026 | 207.83 | 159.87 |
| April 2026 | 212.07 | 163.13 |
| May 2026 | 209.97 | 161.52 |
| June 2026 | 215.22 | 165.55 |
| July 2026 | 211.00 | 162.31 |
| August 2026 | 217.53 | 167.33 |
| September 2026 | 221.88 | 170.67 |
| October 2026 | 227.65 | 175.11 |
| November 2026 | 233.34 | 179.49 |
| December 2026 | 239.17 | 183.98 |
As we move in 2026, Sammaan Capital is expected to demonstrate consistent price growth. In January, prices may range from ₹160.75 to ₹208.98, slightly decreasing to ₹156.73 and ₹203.75 in February. By mid-year, April could see prices varying between ₹163.13 and ₹212.07, rising further to ₹165.55 and ₹215.22 in June. As we move into the latter months, August may range from ₹167.33 to ₹217.53, while November could reach ₹179.49 to ₹233.34. By December, Sammaan Capital is projected to achieve its yearly peak, with prices ranging from ₹183.98 to ₹239.17.
| When | Maximum Price | Minimum Price |
| January 2027 | 241.56 | 185.82 |
| February 2027 | 247.76 | 190.58 |
| March 2027 | 257.42 | 198.01 |
| April 2027 | 252.37 | 194.13 |
| May 2027 | 245.02 | 188.48 |
| June 2027 | 256.05 | 196.96 |
| July 2027 | 251.03 | 193.10 |
| August 2027 | 258.79 | 199.07 |
| September 2027 | 267.85 | 206.04 |
| October 2027 | 274.81 | 211.39 |
| November 2027 | 281.68 | 216.68 |
| December 2027 | 288.72 | 222.09 |
| When | Maximum Price | Minimum Price |
| January 2028 | 294.50 | 226.54 |
| February 2028 | 302.05 | 232.35 |
| March 2028 | 313.83 | 241.41 |
| April 2028 | 307.68 | 236.67 |
| May 2028 | 298.71 | 229.78 |
| June 2028 | 312.16 | 240.12 |
| July 2028 | 306.04 | 235.41 |
| August 2028 | 315.50 | 242.69 |
| September 2028 | 326.54 | 251.19 |
| October 2028 | 335.03 | 257.72 |
| November 2028 | 343.41 | 264.16 |
| December 2028 | 351.99 | 270.76 |
| When | Maximum Price | Minimum Price |
| January 2029 | 359.03 | 276.18 |
| February 2029 | 368.24 | 283.26 |
| March 2029 | 382.60 | 294.31 |
| April 2029 | 375.10 | 288.54 |
| May 2029 | 364.17 | 280.13 |
| June 2029 | 380.56 | 292.74 |
| July 2029 | 373.10 | 287.00 |
| August 2029 | 384.64 | 295.88 |
| September 2029 | 398.10 | 306.23 |
| October 2029 | 408.45 | 314.19 |
| November 2029 | 418.66 | 322.05 |
| December 2029 | 429.13 | 330.10 |
| When | Maximum Price | Minimum Price |
| January 2030 | 437.71 | 336.70 |
| February 2030 | 448.94 | 345.34 |
| March 2030 | 466.44 | 358.80 |
| April 2030 | 457.30 | 351.77 |
| May 2030 | 443.98 | 341.52 |
| June 2030 | 463.96 | 356.89 |
| July 2030 | 454.86 | 349.89 |
| August 2030 | 468.93 | 360.71 |
| September 2030 | 485.34 | 373.34 |
| October 2030 | 497.96 | 383.05 |
| November 2030 | 510.41 | 392.62 |
| December 2030 | 523.17 | 402.44 |
In 2030, Sammaan Capital is anticipated to exhibit significant price fluctuations. In January, prices may range from ₹336.70 to ₹437.71, rising to ₹345.34 and ₹448.94 in February. By March, values are projected to climb further, varying between ₹358.80 and ₹466.44. In mid-year, June may see prices from ₹356.89 to ₹463.96, while August could range from ₹360.71 to ₹468.93. By the year’s end, Sammaan Capital is expected to peak in December, with prices reaching between ₹402.44 and ₹523.17.
Financial Condition of Sammaan Capital
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
| Revenue | 13,219 | 9,998 | 8,988 | 8,719 | 8,579 | 8,976 |
| Interest | 8,512 | 6,939 | 6,242 | 5,636 | 5,307 | 5,151 |
| Expenses + | 2,040 | 1,429 | 1,119 | 1,400 | 1,582 | 6,313 |
| Financing Profit | 2,667 | 1,630 | 1,628 | 1,683 | 1,690 | -2,487 |
| Financing Margin % | 20% | 16% | 18% | 19% | 20% | -28% |
| Other Income + | 2 | 29 | 6 | 8 | 41 | 151 |
| Depreciation | 108 | 97 | 77 | 86 | 85 | 82 |
| Profit before tax | 2,561 | 1,562 | 1,556 | 1,606 | 1,646 | -2,418 |
| Tax % | 15% | 23% | 24% | 30% | 26% | |
| Net Profit + | 2,200 | 1,202 | 1,178 | 1,130 | 1,214 | -1,812 |
| EPS in Rs | 34.3 | 17.33 | 16.76 | 15.97 | 16.44 | -23.11 |
| Dividend Payout % | 59% | 33% | 0% | 5% | 9% |
The financial performance of Sammaan Capital from March 2020 to March 2024, along with the trailing twelve months (TTM), reflects notable trends. Revenue showed a consistent decline from ₹13,219 crore in March 2020 to ₹8,579 crore in March 2024, with a slight rebound to ₹8,976 crore in TTM. Interest expenses followed a similar downward trend, decreasing from ₹8,512 crore in March 2020 to ₹5,151 crore in TTM, indicating effective cost management. However, total expenses surged significantly in TTM, rising to ₹6,313 crore.
The financing profit displayed stability from March 2020 to March 2024, ranging between ₹1,628 crore and ₹2,667 crore, but dipped to a loss of ₹2,487 crore in TTM. The financing margin percentage showed moderate fluctuations, peaking at 20% in March 2024 before falling sharply to -28% in TTM. Other income remained marginal, increasing to ₹151 crore in TTM.
Profit before tax declined steadily from ₹2,561 crore in March 2020 to ₹1,646 crore in March 2024, turning into a loss of ₹2,418 crore in TTM. The net profit mirrored this trend, falling from ₹2,200 crore in March 2020 to ₹1,214 crore in March 2024, ending with a loss of ₹1,812 crore in TTM. EPS dropped from ₹34.3 in March 2020 to a negative ₹23.11 in TTM, while dividend payout percentages remained minimal, peaking at 59% in March 2020 and declining thereafter.
FAQs
What is Sammaan Capital’s current market capitalization?
Sammaan Capital’s current market capitalization stands at ₹11,632 Cr.
The share price target for 2025 ranges from ₹132.86 (maximum) to ₹202.89 (maximum) respectively.
The share price target for 2030 ranges from ₹336.70 (minimum) to ₹523.17 (maximum).
What is the face value of Sammaan Capital’s stock?
The face value of Sammaan Capital’s stock is ₹2.00.
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In conclusion, Sammaan Capital Ltd demonstrates its pivotal role in enhancing financial accessibility in India through its diverse offerings, including housing, corporate, and MSME loans. Its shareholding pattern highlights significant public participation and evolving institutional investments. While financial performance from 2020 to 2024 showcased resilience, the TTM figures indicate challenges with declining profits and a negative EPS. Despite these setbacks, the company’s projected share prices for 2025 to 2030 reflect investor optimism, with consistent growth expected, culminating in a potential peak range of ₹402.44 to ₹523.17 by December 2030. Sammaan Capital remains a key player with promising long-term prospects amidst near-term volatility.
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