If you are an HDFC bank customer and still haven’t registered as a net banking user, it is high time that you do it now. By registering for online banking, you can simplify your life to a great extent. It is highly possible for you to possess an ATM card or debit card. But in many cases, having the services of online banking would make the transaction process simpler.
In the case of HDFC bank, having a facility of net banking is an added advantage. It is so because the bank offers new users a facility to conduct more than 200 transactions with utmost comfort and ease. With the activation of the net banking facility in your HDFC account, You can now check account balance, download the account statement for up to five years, and can perform various financial transactions on a secure and safe platform. In other words, having an HDFC bank account makes your life simpler. Check HDFC Net Banking Register and Login steps below.
Some Essential Attributes of HDFC Net Banking:
The HDFC net banking user has the liberty to select the username as per their choices. This makes the registration process a lot simpler. In this manner, you can log in and access new and interactive features that save the user’s time from recalling tedious numbers of the passwords and pins. In other words, the user can customize their login information, which, in a way, is an excellent innovation in the field of online banking.
Quite interestingly, the users can keep their customer ID to login into their mobile banking accounts also. Here is the list of attributes of HDFC net banking. If you forgot your Password, Reset your HDFC Net banking Password from our guide.
- The user can manage his or her account directly over the medium of the internet
- It saves the time of the users. Moreover, the user can get every minute details of his or her work
- Furthermore, the security features in the platform of HDFC are in-sync with the latest security standards that are required to carry out financial transactions.
- On the other hand, if you are an HDFC bank user, you would notice that your bank has provided the users with a secure access feature. It is an extra layer of security solution. The secure access feature of HDFC bank ensures each and every financial transaction is carried out in a protected ecosystem
Specific Points to Remember for a New HDFC Net Banking Customer:
Every user who intends to use the net banking services of HDFC must remember the below-mentioned points before activating their online banking services.
- Login Security
It is that kind of a security feature that usually grants access to the net banking account of the user. This is generally done after confirming the Customer ID and the IPIN. IPIN stands for internet banking password. Moreover, the user is provided with a high level of privacy. Furthermore, no one would be granted access without having the required IPIN. The IPIN corresponds to the customer ID of the user.
- Session Security
The security system of the bank grants accesses to the customer with the help of a webpage that is entirely secured in nature. Moreover, the session within the device of the customer and the webpage is usually encrypted, and the level of encryption used is 128-bit. This implies that the meeting between the user and the bank is more, and there are fewer chances that it would get intercepted.
- IPIN Security
Here is the list of features that best defines the prospect of using IPIN in HDFC net banking services
- The system asks the customer to change the IPIN to ensure that the customer’s IPIN is not tampered with and hence, its security is not compromised.
- The system can generate the IPIN and usually prints it directly on tamper-proof media. No one except the user can access it
- The bank generally use
- s encryption technology in a bid to store the IPIN. The security layer is encrypted in such a manner that e4ven the system administrator cannot access it
- If you want to generate the IPIN, you can do it via the online medium. Use your Debit Card and enter the OTP for authentication. The OTP would be sent to your registered mobile number
HDFC Net Banking Registration and Login Guide:
It is important to note that online banking registration is given by default to various entire groups of HDFC customers. In case you have missed out on the registration process of online banking; it is quite easy and more straightforward to follow. Here are the steps which would guide you in the registration process of online banking.
Online
- First, you need to visit the official HDFC net banking website. You can visit by clicking here.
- A new page will get appear on your screen.
- You now have to click on the registration button from the homepage.
- The registration form will get appear on your screen.
- You now have to enter the customer id to continue.
- Enter the customer id, registered mobile number.
- You now have to verify using the OTP.
- After verification, complete your net banking registration by entering all the required details asked on your screen.
- That’s it.
ATM
- Visit your nearest HDFC Bank ATM
- Input your HDFC bank debit card number along with the ATM pin
- Select the other option on the main screen
- Select the options net banking registration, and press confirm
- The bank authorities would courier the IPIN to your address
Branch:
Visiting the branch and getting things done would be a bit of a hassle. However, you can always visit your nearest HDFC bank if your internet is down. Here are the steps.
- Download the Net banking registration form
- Fill the form and submit it to the branch
- The bank would courier the IPIN to your mailing address which is there in their records
Phone Banking:
- In order to do phone banking, you have to call the phone banking number in your city
- The phone banking agent would take your net banking registration request
- The bank would courier the IPIN to your registered mailing address
How to get logged in to HDFC internet banking portal?
Once the registration process gets done, the customer can quickly login to the net banking portal by following the steps that we had given below.
- First, you need to visit the official HDFC net banking website. You can visit by clicking here.
- A new page will get appear on your screen.
- You now have to click on the login button.
- A login page will now appear on your screen.
- You now have to enter your user id and password.
- Click on the submit button, and within a few seconds, you will get redirected to the net banking dashboard.
How to Reset the HDFC net banking login password?
- First, you need to visit the official HDFC net banking website. You can visit by clicking here.
- A new page will get appear on your screen.
- You now have to click on the login button.
- A login page will now appear on your screen.
- You now have to click on the forget password option.
- A form will get appear on your screen.
- Enter your customer id, and then click on the continue button.
- Verify yourself using the OTP and other required details.
- Set up your new password.
- That’s it.
Frequently asked questions
How do I Receive my PIN?
Due to some security reasons, the PIN will get sent to your postal address and not be given to you online. You need to wait for the specific time given by the bank for getting the PIN on your postal address.
How do I get confirmation done using Billpay on net banking?
Once you are done with making payment using the bill pay on net banking. The system will automatically provide you the confirmation message along with the reference number.
What will happen if I had registered for mobile bill payment and changed by the service provider?
In this case, if you had registered your mobile number with bill pay and the mobile operator gets changed. Therefore, the payment made using the bill pay will get lapse and be reversed. You now have to de-register the mobile number and re-register using the new operator details.
Who are eligible for HDFC net banking?
All the customers who are having savings or current bank account with HDFC Bank are eligible for using internet banking services.
Are there any benefits that one will get with net banking activation?
You will not get any special added benefits with net banking activation. However, you will be able to do some tasks with the help of your smartphone that earlier requires your visit to the bank.
Are there any charges for HDFC internet banking activation?
No, there are not any charges applicable for the activation of internet banking in HDFC Bank.
How to reset your net banking password?
You can quickly reset your password online with the HDFC Password facility. You can also follow the steps that we had added above in this article for recovering HDFC net banking login password.
Are there any charges for transferring funds?
No, there are not any charges for transferring funds up to 2,00,000 Rs.
How long does it take to transfer the funds after adding the beneficiary?
It takes a maximum of 24 hours to transfer funds after adding the beneficiary to the bank account. However, you can transfer up to Rs 50,000 after adding the beneficiary.
Conclusion
Having a net banking facility would make things simple. It is a quintessential need in today’s society. So, if you have not activated your HDFC net banking account, it’s time you do so. It would help you in simplifying your life. Also, you can do all types of financial transactions without visiting the branch.
If there is anything that is not understandable then feel free to ask us in the comments section. We would love to help you out.
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