YES Bank, a major private bank in India, has been making headlines due to changes in its share price. Despite some recent ups and downs, the bank’s share price has shown signs of improvement, making investors and analysts curious about its future.
In this article, we’ll talk about what might happen to YES Bank’s share price from 2024 to 2030. We’ll look at what influenced the share price in the past and how those things could affect the bank’s share price in the coming years.
Yes Bank’s Q4 FY 2023-24 Results: Net Profit Soars 123%, Asset Quality Improves, Deposits Surge
- Yes Bank’s Q4 FY 2023-24 net profit surged by 123% to Rs 451 crore compared to the previous year.
- Gross non-performing asset (NPA) ratio improved to 1.7% from 2.2% year-on-year, indicating enhanced asset quality.
- Net NPA ratio also decreased to 0.6% from 0.80% in the previous year, showcasing a reduction in bad loans.
- Net interest income (NII) increased marginally by 2% to Rs 2153 crore, reflecting the bank’s revenue generation capabilities.
- Net advances grew by 13.8% YoY to Rs 2.27 lakh crore, driven by sustained momentum in SME and mid-corporate advances.
- Total deposits surged by 22.5% to Rs 2.6 lakh crore, indicating strong customer confidence in the bank.
- CASA ratio remained stable at 30.9%, highlighting effective management of low-cost deposits.
- Net interest margin (NIM) experienced a slight compression, dropping to 2.4% from 2.8% in Q4FY23, suggesting potential profitability challenges amidst market dynamics.
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| When | Maximum Price | Minimum Price |
| May 2024 | 29.70 | 25.83 |
| June 2024 | 30.77 | 26.76 |
| July 2024 | 30.46 | 26.49 |
| August 2024 | 31.68 | 27.55 |
| September 2024 | 32.95 | 28.65 |
| October 2024 | 32.30 | 28.09 |
| November 2024 | 33.59 | 29.21 |
| December 2024 | 33.93 | 29.50 |
In May 2024, Yes Bank’s share is projected to reach its maximum price at Rs 29.70 and its minimum price at Rs 25.83 per share. Looking ahead to December 2024, the share is anticipated to witness its highest value at Rs 33.93 and its lowest point at Rs 29.50 per share, reflecting potential fluctuations in the market.
| When | Maximum Price | Minimum Price |
| January 2025 | 34.27 | 26.36 |
| February 2025 | 34.61 | 26.63 |
| March 2025 | 35.34 | 27.19 |
| April 2025 | 34.99 | 26.92 |
| May 2025 | 33.97 | 26.13 |
| June 2025 | 35.50 | 27.31 |
| July 2025 | 34.81 | 26.77 |
| August 2025 | 35.88 | 27.60 |
| September 2025 | 36.31 | 27.93 |
| October 2025 | 37.26 | 28.66 |
| November 2025 | 38.19 | 29.38 |
| December 2025 | 39.91 | 30.70 |
In January 2025, Yes Bank’s stock is forecasted to hit its peak at Rs 34.27 and its bottom at Rs 26.36 per share. As the year progresses to December 2025, the stock is anticipated to reach its highest value of Rs 39.91 and its lowest at Rs 30.70 per share, showcasing potential market fluctuations.
| When | Maximum Price | Minimum Price |
| January 2026 | 41.10 | 31.62 |
| February 2026 | 40.08 | 30.83 |
| March 2026 | 40.88 | 31.44 |
| April 2026 | 41.71 | 32.09 |
| May 2026 | 41.30 | 31.77 |
| June 2026 | 42.33 | 32.56 |
| July 2026 | 41.50 | 31.92 |
| August 2026 | 42.78 | 32.91 |
| September 2026 | 43.64 | 33.57 |
| October 2026 | 44.77 | 34.44 |
| November 2026 | 45.89 | 35.30 |
| December 2026 | 47.04 | 36.19 |
| When | Maximum Price | Minimum Price |
| January 2027 | 47.51 | 36.55 |
| February 2027 | 48.73 | 37.48 |
| March 2027 | 50.63 | 38.95 |
| April 2027 | 49.64 | 38.18 |
| May 2027 | 48.19 | 37.07 |
| June 2027 | 50.36 | 38.74 |
| July 2027 | 49.37 | 37.98 |
| August 2027 | 50.90 | 39.15 |
| September 2027 | 52.68 | 40.52 |
| October 2027 | 54.05 | 41.58 |
| November 2027 | 55.40 | 42.62 |
| December 2027 | 56.79 | 43.68 |
| When | Maximum Price | Minimum Price |
| January 2028 | 57.92 | 44.56 |
| February 2028 | 59.41 | 45.70 |
| March 2028 | 61.73 | 47.48 |
| April 2028 | 60.52 | 46.55 |
| May 2028 | 58.75 | 45.19 |
| June 2028 | 61.40 | 47.23 |
| July 2028 | 60.19 | 46.30 |
| August 2028 | 62.05 | 47.73 |
| September 2028 | 64.23 | 49.40 |
| October 2028 | 65.90 | 50.69 |
| November 2028 | 67.54 | 51.96 |
| December 2028 | 69.23 | 53.26 |
| When | Maximum Price | Minimum Price |
| January 2029 | 70.62 | 54.32 |
| February 2029 | 72.43 | 55.71 |
| March 2029 | 75.25 | 57.89 |
| April 2029 | 73.78 | 56.75 |
| May 2029 | 71.63 | 55.10 |
| June 2029 | 74.85 | 57.58 |
| July 2029 | 73.38 | 56.45 |
| August 2029 | 75.65 | 58.19 |
| September 2029 | 78.30 | 60.23 |
| October 2029 | 80.34 | 61.80 |
| November 2029 | 82.35 | 63.34 |
| December 2029 | 84.40 | 64.93 |
| When | Maximum Price | Minimum Price |
| January 2030 | 86.09 | 66.22 |
| February 2030 | 88.30 | 67.92 |
| March 2030 | 91.74 | 70.57 |
| April 2030 | 89.94 | 69.19 |
| May 2030 | 87.32 | 67.17 |
| June 2030 | 91.25 | 70.20 |
| July 2030 | 89.46 | 68.82 |
| August 2030 | 92.23 | 70.95 |
| September 2030 | 95.46 | 73.43 |
| October 2030 | 97.94 | 75.34 |
| November 2030 | 100.39 | 77.22 |
| December 2030 | 102.90 | 79.15 |
In January 2030, Yes Bank’s share is expected to trade between Rs 86.09 and Rs 66.22. Throughout the year, prices are forecasted to fluctuate, with highs of Rs 102.90 in December and lows of Rs 66.22 in January, driven by market dynamics and the bank’s performance. Investors should prepare for diverse price movements in Yes Bank’s share throughout 2030.
YES BANK FINANCIAL CONDITION: LAST 5 YEARS – 2020 to 2024
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
| Revenue | 26,052 | 20,039 | 19,019 | 22,702 | 27,606 |
| Interest | 19,258 | 12,611 | 12,528 | 14,800 | 19,527 |
| Expenses + | 39,246 | 14,937 | 8,058 | 10,612 | 11,896 |
| Financing Profit | -32,452 | -7,509 | -1,568 | -2,710 | -3,817 |
| Financing Margin % | -125% | -37% | -8% | -12% | -14% |
| Other Income + | 11,956 | 3,107 | 3,405 | 4,125 | 5,355 |
| Depreciation | 342 | 360 | 403 | 433 | 0 |
| Profit before tax | -20,838 | -4,762 | 1,434 | 981 | 1,538 |
| Tax % | 21.00% | 27.00% | 26.00% | 25.00% | 16.00% |
| Net Profit + | -16,433 | -3,489 | 1,064 | 736 | 1,285 |
| EPS in Rs | -13.09 | -1.39 | 0.42 | 0.26 | 0.45 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% |
The financial performance of the company over the past five years reveals a journey marked by fluctuations and challenges, yet also hints at potential opportunities for growth and recovery. Starting with a revenue of ₹26,052 crore in March 2020, the company experienced a notable decline to ₹19,019 crore by March 2022, indicating a period of economic strain or internal restructuring. However, by March 2024, revenue had rebounded to ₹27,606 crore, suggesting a resurgence in business activity or successful strategic initiatives. Despite volatility in financing profit margins, which reached a concerning -125% in March 2020 but improved to -14% by March 2024, the company managed to reverse its trajectory of losses, reporting a net profit of ₹1,285 crore by March 2024. While challenges persist, these financials hint at a potential turnaround, emphasizing the importance of strategic planning and adaptability in navigating market dynamics for sustainable growth.
Moody on Yes Bank
According to Moody’s, Yes Bank is expected to experience stable asset quality as the majority of its previous problem assets have been successfully resolved. Additionally, Moody’s anticipates that the positive economic momentum in India will contribute to the performance of newly originated loans by the bank.
How has Yes Bank’s financial condition been over the last 5 years (2020-2024)?
Over the past five years (2020-2024), Yes Bank has faced financial challenges, experiencing a decline in revenue from ₹26,052 crore in March 2020 to ₹19,019 crore in March 2022. However, signs of recovery emerged as revenue rebounded to ₹27,606 crore by March 2024.
What is the price prediction of YES BANK for 2025?
The projected maximum price for Yes Bank shares is expected to reach 39.91 in December, while the minimum is anticipated to be 26.36 in January.
What were the key highlights of Yes Bank’s Q4 results?
Yes Bank’s Q4 results showcased impressive performance across key metrics. The bank reported a substantial 123% increase in net profit to Rs 451 crore, reflecting effective management strategies. Asset quality also saw improvement, with a decrease in gross and net non-performing asset ratios. Despite marginal growth in net interest income, the bank demonstrated strong lending and deposit growth, driven by sustained momentum in SME and mid-corporate advances. Additionally, stable CASA ratio indicated effective management of low-cost deposits. However, there was a slight compression in net interest margin, highlighting potential profitability challenges amidst evolving market dynamics. Overall, Yes Bank’s Q4 results indicate a resilient performance, setting a positive trajectory for future growth and stability.
Yes, as our prediction YES BANK will hit 100 INR by November 2030.
Further Read:
- SBI Share Price Prediction 2024 to 2030
- ITC Share Price Prediction 2024 to 2030
- Tata Motors Share Price Prediction 2024 to 2030
Conclusion
In conclusion, Yes Bank’s Q4 results for the fiscal year exemplify a commendable performance driven by the bank’s strategic initiatives and operational efficiency. The significant increase in net profit, soaring by 123% to Rs 451 crore, reflects the tangible outcomes of these efforts. Furthermore, the improvements in asset quality, with the gross NPA ratio declining to 1.7% and the net NPA ratio improving to 0.6%, demonstrate the bank’s commitment to managing risks effectively. The substantial growth in net advances, reaching Rs 2.27 lakh crore, and the surge in total deposits to Rs 2.6 lakh crore underscore Yes Bank’s ability to attract and retain customers’ trust. While challenges such as margin compression persist, Yes Bank’s resilience and stability in Q4 position it optimistically for sustained growth and profitability in the banking sector.
Disclaimer: We are not a SEBI registered financial advisor. This post on Yes Bank share price target 2024 to 2030 is just for education and not a financial advice. Please DYOR before investing.
What did we learn?
- 1 Yes Bank’s Q4 FY 2023-24 Results: Net Profit Soars 123%, Asset Quality Improves, Deposits Surge
- 2 How to Buy Yes Bank Shares in India?
- 3 Yes Bank Share Price Prediction 2024, 2025 to 2030
- 4 YES BANK FINANCIAL CONDITION: LAST 5 YEARS – 2020 to 2024
- 5 Moody on Yes Bank
- 6 Yes Bank Share Price Target: FAQS
- 7 Conclusion
