Union Bank of India popularly known as the Union Bank or the UBI is a public sector banking company that provides banking services to a number of people on a daily basis in a number of different ways.on of the main characteristics about being a public sector company is that your ultimate goal is not to make money but serving people. The best measures are usually taken by the government to encourage more and more customers to prefer a government bank instead of a private institute.
With the development in technology, daily a new means to extend various facilities customers is coming. From ATM to netbanking is a result of advancement in technology. But today there are a lot more than just these ways to access banking services. Online transactions today worth thousands or even lakhs could be done in a matter of seconds, thanks to the UPI apps.
In times when transactions are becoming so rapid it is important to keep an eye on our bank balance. The same technology that makes us spend more also helps us to keep a check on our bank balance.
In this article we will learn the different ways in which all the Union Bank of India customers can check their bank balance.
Here’s a list of all the methods that can be used to do so:
List of ways to check your UBI account balance:
- Union Bank of India balance check number SMS
- Union Bank of India balance check number missed call
- Union Bank of India balance check netbanking
- Union Bank of India balance check customer support
- Union Bank of India balance check mobile banking
- Union Bank of India balance check ATM
- Union Bank of India balance check UPI
All the methods given above involve a set of procedures that needs to be followed. We need to take a deeper view on all of these to understand how each of the above methods work.
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Step by Step process:
Checking UBI bank balance by SMS
SMS is one of the most basic features today we see to access any kind of basic facility. Any registration gets verified in a matter of seconds through OTP. Even bank transactions can be done that way. We can also check our UBI bank balance by sending an SMS to the UBI customer care number. It is one of the best ways because to send an SMS you do not even need a smart phone and even a person knowing the basics of using a phone can access this facility. Here are the steps one needs to follow to make an SMS to check his/her Union Bank of India bank balance:
- Send an SMS saying “UBALAccount number” to 9223008486 from your registered mobile number.
You will now receive an SMS in revert from UBI stating your bank account balance. That’s how you can check your bank account balance.
Checking UBI bank balance by ATM
An ATM is considered another very useful machine to access banking services. It is so because it is a safe outlet just like a digital bank branch with no human workers. A person can access their needs on their own here. There is usually very less crowd as compared to the bank. It is safe as ATMs are usually under the surveillance of cameras and guards 24/7. Here are given the steps to check your UBI balance through an ATM:
- Insert your ATM card in the machine.
- Insert your 4-digit PIN.
- Click on the “balance enquiry” option.
- Click on “Yes” for the receipt option (if you want).
That’s how you can check your UBI balance through an ATM instead of visiting a bank
Checking UBI bank balance by missed call
Missed call is another easy yet efficient way to find out or check your Union bank of India bank balance. All you need to do in this method is a missed call at the given number and your bank balance will be given to you in a reverted SMS from UBI. It is extremely simple to use and is another most used way to check the Union Bank of India account balance. Here are steps one needs to follow to check your UBI bank balance by doing a missed call:
- Give a missed call at 9223008586 from your registered mobile number.
You will now receive an SMS in revert from UBI stating your bank account balance. That’s how you can check your bank account balance.
Checking UBI bank balance by netbanking
Net Banking has made banking easier for us.Through netbanking we can access many facilities of the bank such as loan application, online money transactions, balance check, debit card PIN. In the world of technology, all the young generation knows very well how to use the internet, which makes netbanking an efficient and easy to use method to access banking facilities. Here are the steps that your should follow if you want to check your UBI account balance through netbanking:
- From your smartphone or laptop, check the UBI netbanking site.
- Register yourself with an OTP.
- Enter your login credentials.
- Once you are logged in the site, you can now access the UBI netbanking services.
- Click on the balance enquiry option to check your UBI account balance.
That’s how you can simply check your UBI account balance.
Checking UBI bank balance by USSD
USSD stands for Unstructured Supplementary Service Data. It is a facility that involves automated bot to interact with the customers and get them served with their needs. USSD is efficient as most customers prefer an interactive user interface for accessing any facility. It is a communicative facility hence customer friendly. Here are the steps one needs to follow check their UBI bank balance through USSD:
- Just dial *99*63# or *99# from your registered mobile number.
That’s all you needed to do to get your UBI balance check.
Checking UBI bank balance by mobile banking
Mobile banking involves the official app for Union bank of India as the platform to access banking facilities online. One can download the app on their smartphones, get started with it and then you can enjoy a number of banking facilities right on your finger tips. It is easy, efficient and fast to use. It saves time and effort to go to the bank physically instead you can simply do all these while lying on your couch. Here are the steps your need to follow to check your UBI account balance through mobile banking:
- Download the UBI mobile banking app.
- You need to follow a few steps given on the app to get activated.
- You can set a PIN or the bank will send you a MPIN via SMS.
- Everytime you use the app, you have to enter the PIN or MPIN.
- Once you get into the app you can use all the mobile banking services.
- Click on the balance enquiry option and you can now see your UBI bank balance.
That’s how you can check your UBI balance through your mobile phone with access to the internet.
Checking UBI bank balance by UPI
UPI apps are those that make us spend more and the same apps help us access our bank account balance. The facility only works if the UPI app is connected to our bank accounts else if they work on a wallet the facility will not work. Here are the steps one needs to follow to check their UBI bank balance through the UPI apps:
- Open your UPI app.
- Check if the UPI account is linked with your bank account, if not do so.
- Click on the “Check bank balance” option.
- Enter your UPI PIN.
- Your UBI bank balance will now be displayed on your phone screen through the UPI apps.
That’s how you could simply check your UBI account balance using a UPI app.
What is the method that I prefer to use to check my Union Bank of India bank balance?
Here is my personal favourite method to check my UBI bank balance.
I personally like to use the UPI apps the most to check my UBI bank balance as these apps are simple to use and transactions and balance check could be easily done via a single app.
This was my preference. You can choose any of the above methods that are convenient to you.
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