Aditya Birla Capital Limited (ABCL) stands as the financial services arm of the esteemed Aditya Birla Group, a globally recognized conglomerate with a revenue of US$65 billion, ranking among the Fortune 500. With a workforce of around 47,000 employees, ABCL offers a comprehensive suite of financial solutions, including Loans, Investments, Insurance, and Payments, tailored to meet the diverse needs of customers across their lifecycle. Boasting a nationwide presence with over 1,462 branches and more than 200,000 agents/channel partners, ABCL manages aggregate assets under management exceeding Rs. 4.10 Lakh Crore and maintains a consolidated lending book of about Rs. 1.15 Lakh Crore through its subsidiaries and joint ventures. Leveraging its strong foundation of responsible business practices and a legacy of over seven decades, the Aditya Birla Group has emerged as a global powerhouse with operations spanning across metals, cement, fashion, financial services, textiles, and trading, contributing significantly to stakeholder value creation and fostering growth across multiple sectors worldwide.
Aditya Birla Capital’s Vision
Aditya Birla Capital aspires to be a leader and role model in the broad-based and integrated financial services sector. Their vision encompasses four key pillars to achieve this goal:
- Leadership: Aditya Birla Capital is committed to leading in all aspects of their businesses, striving to be at the forefront rather than merely participating. They aim to set the benchmark for excellence and ensure that their leadership position is earned through merit, not shortcuts.
- Role Model: The company aims to be a role model in the industry by upholding the highest standards of integrity, quality, and customer service. They believe that by consistently delivering best-in-class products and services, customers will naturally choose them as their preferred financial partner.
- Broad-Based Player: Aditya Birla Capital is dedicated to meeting both the expressed and unexpressed needs of their target customers. By offering a comprehensive range of financial solutions, they aim to build long-term relationships with customers and cater to their requirements across various life stages.
- Integrated Player: Embracing an integrated approach, Aditya Birla Capital seeks to leverage synergies across their diverse businesses, share best practices, and provide employees with ample opportunities for growth and development. This strategy positions them uniquely in the market, enabling them to deliver value-added services and maintain a competitive edge.
Aditya Birla Capital’s Q4 FY24 Consolidated Net Profit Surges by 33% to Rs 812 Crore, Revenue Witnesses 32% Growth
- Aditya Birla Capital’s Q4 FY24 consolidated net profit surged by 33% to Rs 812 crore (excluding one-off items), compared to Rs 609 crore in the previous fiscal.
- Consolidated revenue witnessed a substantial growth of 32%, reaching Rs 12,079 crore from Rs 9,146 crore in Q4FY23.
- The overall lending portfolio experienced a notable 31% year-on-year increase, totaling Rs 1,24,059 crore, while total assets under management (AUM) grew by 21% year-on-year to Rs 4,36,442 crore.
- The housing finance business saw robust growth in disbursements, rising by 64% year-on-year to Rs 2,933 crore in Q4 FY24 and 59% year-on-year to Rs 8,450 crore in FY2024.
- The loan portfolio for the housing finance business also exhibited strong growth, increasing by 11% sequentially and 33% year-on-year to Rs 18,420 crore.
- In the insurance segment, individual first-year premium for the life insurance business grew by 2% year-on-year to Rs 3,074 crore in FY2024, while the market share among standalone health insurers increased by 82 basis points year-on-year to 11.2% in the same period.
- Analysts from brokerage Macquarie initiated coverage on the stock with an ‘outperform’ call, citing strong growth potential in loans and earnings driven by both lending and savings businesses.
- Aditya Birla Capital recently launched its digital platform, Aditya Birla Capital Digital, with the aim of acquiring customers seamlessly, targeting to add 3 crore customers over the next three years.
- The stock of Aditya Birla Capital was trading 2.36% higher at Rs 221.30 on May 13, with a gain of approximately 29% in the last one year.
You can buy shares of Aditya Birla capital shares on the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE). You can buy shares through a stockbroker or an online trading platform.
To buy shares of Aditya Birla capital through a stockbroker, you must open a Demat and trading account with the stockbroker. You will have to fill out an account opening form, provide KYC documents, and submit the form with the required fees. Once you have opened the account, you can place an order to buy the shares of Aditya Birla capital.
Some online platforms to buy Aditya Birla capital Stock are Zerodha, Upstox, 5Paisa, HDFC Securities, Angel Broking, ICICI Direct, Kotak Securities, etc.
| When | Maximum Price | Minimum Price |
| May 2024 | 231.70 | 201.48 |
| June 2024 | 240.05 | 208.74 |
| July 2024 | 237.64 | 206.65 |
| August 2024 | 247.15 | 214.91 |
| September 2024 | 257.04 | 223.51 |
| October 2024 | 252.00 | 219.13 |
| November 2024 | 262.08 | 227.89 |
| December 2024 | 264.70 | 230.17 |
In May 2024, the maximum price of Aditya Birla Capital is projected to reach 231.70, while the minimum price is expected to be 201.48. By December 2024, the maximum price is anticipated to rise to 264.70, with the minimum price forecasted to increase to 230.17. Throughout this period, Aditya Birla Capital’s stock prices are forecasted to demonstrate an upward trend.
| When | Maximum Price | Minimum Price |
| January 2025 | 267.34 | 205.65 |
| February 2025 | 270.04 | 207.73 |
| March 2025 | 275.72 | 212.09 |
| April 2025 | 272.99 | 209.99 |
| May 2025 | 265.03 | 203.87 |
| June 2025 | 276.96 | 213.05 |
| July 2025 | 271.53 | 208.87 |
| August 2025 | 279.93 | 215.33 |
| September 2025 | 283.29 | 217.91 |
| October 2025 | 290.65 | 223.58 |
| November 2025 | 297.92 | 229.17 |
| December 2025 | 311.33 | 239.48 |
As we step into January 2025, the maximum price of Aditya Birla Capital is expected to reach 267.34, while the minimum price is projected to be 205.65. By December 2025, the maximum price is anticipated to soar to 311.33, with the minimum price forecasted to rise to 239.48. Throughout the year 2025, Aditya Birla Capital’s stock prices are predicted to exhibit a consistent upward trajectory.
| When | Maximum Price | Minimum Price |
| January 2026 | 320.67 | 246.67 |
| February 2026 | 312.65 | 240.50 |
| March 2026 | 318.90 | 245.31 |
| April 2026 | 325.41 | 250.32 |
| May 2026 | 322.19 | 247.84 |
| June 2026 | 330.24 | 254.03 |
| July 2026 | 323.77 | 249.05 |
| August 2026 | 333.78 | 256.75 |
| September 2026 | 340.46 | 261.89 |
| October 2026 | 349.31 | 268.70 |
| November 2026 | 358.04 | 275.42 |
| December 2026 | 366.99 | 282.30 |
| When | Maximum Price | Minimum Price |
| January 2027 | 370.66 | 285.12 |
| February 2027 | 380.17 | 292.44 |
| March 2027 | 394.99 | 303.84 |
| April 2027 | 387.25 | 297.88 |
| May 2027 | 375.97 | 289.21 |
| June 2027 | 392.89 | 302.22 |
| July 2027 | 385.18 | 296.30 |
| August 2027 | 397.10 | 305.46 |
| September 2027 | 411.00 | 316.15 |
| October 2027 | 421.68 | 324.37 |
| November 2027 | 432.22 | 332.48 |
| December 2027 | 443.03 | 340.79 |
| When | Maximum Price | Minimum Price |
| January 2028 | 451.89 | 347.61 |
| February 2028 | 463.48 | 356.52 |
| March 2028 | 481.55 | 370.42 |
| April 2028 | 472.11 | 363.16 |
| May 2028 | 458.36 | 352.58 |
| June 2028 | 478.99 | 368.45 |
| July 2028 | 469.59 | 361.23 |
| August 2028 | 484.12 | 372.40 |
| September 2028 | 501.06 | 385.43 |
| October 2028 | 514.09 | 395.45 |
| November 2028 | 526.94 | 405.34 |
| December 2028 | 540.11 | 415.47 |
| When | Maximum Price | Minimum Price |
| January 2029 | 550.92 | 423.78 |
| February 2029 | 565.04 | 434.65 |
| March 2029 | 587.08 | 451.60 |
| April 2029 | 575.57 | 442.74 |
| May 2029 | 558.80 | 429.85 |
| June 2029 | 583.95 | 449.19 |
| July 2029 | 572.50 | 440.38 |
| August 2029 | 590.21 | 454.00 |
| September 2029 | 610.86 | 469.89 |
| October 2029 | 626.75 | 482.11 |
| November 2029 | 642.41 | 494.16 |
| December 2029 | 658.47 | 506.52 |
| When | Maximum Price | Minimum Price |
| January 2030 | 671.64 | 516.65 |
| February 2030 | 688.87 | 529.90 |
| March 2030 | 715.73 | 550.56 |
| April 2030 | 701.70 | 539.77 |
| May 2030 | 681.26 | 524.05 |
| June 2030 | 711.92 | 547.63 |
| July 2030 | 697.96 | 536.89 |
| August 2030 | 719.54 | 553.50 |
| September 2030 | 744.73 | 572.87 |
| October 2030 | 764.09 | 587.76 |
| November 2030 | 783.19 | 602.46 |
| December 2030 | 802.77 | 617.52 |
Throughout January 2030, Aditya Birla Capital is expected to witness a maximum price of 671.64 and a minimum price of 516.65. By December 2030, the maximum price is projected to surge to 802.77, while the minimum price is forecasted to increase to 617.52. Throughout the year 2030.
Aditya Birla Capital Financial Condition: Last 5 years
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
| Sales + | 16,696 | 19,260 | 22,232 | 30,163 | 34,506 |
| Expenses + | 10,934 | 13,966 | 16,694 | 19,972 | 22,471 |
| Operating Profit | 5,762 | 5,293 | 5,538 | 10,191 | 12,034 |
| OPM % | 35% | 27% | 25% | 34% | 35% |
| Other Income + | 254 | 282 | 351 | 311 | 359 |
| Interest | 4,634 | 3,916 | 3,480 | 4,722 | 7,617 |
| Depreciation | 103 | 114 | 122 | 145 | 194 |
| Profit before tax | 1,280 | 1,546 | 2,287 | 5,635 | 4,582 |
| Tax % | 32% | 28% | 27% | 14% | 25% |
| Net Profit + | 866 | 1,106 | 1,660 | 4,824 | 3,439 |
| EPS in Rs | 3.81 | 4.66 | 7.06 | 19.83 | 12.83 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% |
- Sales Growth: The company has experienced consistent growth in sales revenue over the past five years, increasing from ₹16,696 crore in March 2020 to ₹34,506 crore in March 2024, reflecting a steady expansion trajectory.
- Operating Profit: Despite fluctuations in expenses, the operating profit has shown an overall upward trend, rising from ₹5,762 crore in March 2020 to ₹12,034 crore in March 2024. This indicates improved operational efficiency and cost management strategies.
- Operating Profit Margin (OPM): The OPM percentage varied over the years but remained relatively stable, ranging from 25% to 35%. This indicates the company’s ability to maintain a healthy margin despite changes in operating conditions.
- Net Profit and Earnings Per Share (EPS): The net profit and EPS surged significantly in March 2023, primarily driven by a substantial increase in profit before tax. However, there was a slight dip in net profit in March 2024 compared to the previous year.
- Tax Management: The tax percentage fluctuated over the years, reaching a low of 14% in March 2023 and peaking at 32% in March 2020. Overall, effective tax management has contributed to the company’s profitability.
- Dividend Payout: The dividend payout percentage remained at 0% throughout the period, indicating that the company retained its profits for reinvestment or other purposes rather than distributing them to shareholders.
Emkay recommends purchasing shares of Aditya Birla Capital, with a target price set at Rs 250.00.
FAQs
Will Aditya Birla Capital Stock price grow in 2024?
The stock price of Aditya Birla Capital in 2024 is subject to fluctuations, with projected price targets ranging from ₹201.48 to ₹264.70.
What is the market cap of Aditya Birla Capital?
As of May 13th, 2024, the market capitalization of Aditya Birla Capital is ₹57,865 Cr.
What future is anticipated for Aditya Birla Capital in 2025?
In 2025, Aditya Birla Capital is anticipated to experience fluctuations in its stock price, with the potential for both highs and lows throughout the year, including a maximum price target of ₹311.33 in December.
Can Aditya Birla Capital reach 1,000 INR?
It is possible that the stock price of Aditya Birla Capital could reach 1,000 INR in the year 2031 or 2032.
The share price target for Aditya Birla Capital in 2030 indicates substantial growth potential, with the maximum price projected to be ₹802.77, suggesting a positive long-term trajectory.
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Conclusion
In conclusion, Aditya Birla Capital stands at the forefront of the financial services sector, backed by the esteemed Aditya Birla Group’s robust legacy and global presence. With a comprehensive suite of financial solutions tailored to meet diverse customer needs, coupled with a nationwide network and strong asset management capabilities, Aditya Birla Capital is well-positioned for continued growth and success. The company’s vision of leadership, role modeling, broad-based approach, and integration underscores its commitment to excellence and innovation. Furthermore, with consistent growth in sales revenue, operating profit, and a positive outlook for the future, Aditya Birla Capital remains a promising investment opportunity, supported by favorable recommendations from analysts.
What did we learn?
- 1 Aditya Birla Capital’s Vision
- 2 Aditya Birla Capital’s Q4 FY24 Consolidated Net Profit Surges by 33% to Rs 812 Crore, Revenue Witnesses 32% Growth
- 3 How to buy Aditya Birla Capital’s shares in India?
- 4 Aditya Birla Capital Share Price Target: 2024-2030
- 4.1 Aditya Birla Capital Share Price Target 2024
- 4.2 Aditya Birla Capital Share Price Target 2025
- 4.3 Aditya Birla Capital Share Price Target 2026
- 4.4 Aditya Birla Capital Share Price Target 2027
- 4.5 Aditya Birla Capital Share Price Prediction 2028
- 4.6 Aditya Birla Capital Share Price Target 2029
- 4.7 Aditya Birla Capital Share Price Prediction 2030
- 5 Aditya Birla Capital Financial Condition: Last 5 years
- 6 Emkay on Aditya Birla Capital’s Share Price Target
- 7 FAQs
- 8 Conclusion
