Am I eligible for an Axis Credit Card?

Axis Bank is one of the largest privately owned banks in India that offer banking and credit card services for both retail individuals and the corporate sector. Axis credit card enjoy immense popularity amongst consumers due to the long list of credit card options to choose from and an exciting rewards program.

If you don’t have a credit card or wish to get another one for yourself or your family, an Axis Bank credit card may just be the perfect option for you. Continue reading to find out the eligibility criteria and the documents that you would have to submit to get one for yourself.

Axis Credit Card Documents and Eligibility

Getting an Axis credit card is very easy. You can apply for one online within just a few minutes. However, before you go ahead and do that, you would have to first ensure that you satisfy the Axis Bank credit card apply eligibility. Here’s a quick look at the eligibility criteria set by the bank.

Axis Bank Credit Card Application Eligibility Criteria 

  • The applicant must be between 18 and 70 years of age.
  • In the case of an add-on card, the cardholder must be above 15 years of age.
  • The applicant must be a salaried or a self-employed individual.
  • The applicant’s annual income must be Rs. 6 lakhs or above. However, it may vary depending on the kind of credit card that you opt for.

Now that you’ve seen the eligibility criteria, let’s take a look at the documents that you would have to submit along with the credit card application form.

Documents Required for Axis Credit Cards 

  • Proof of Identity – PAN, Aadhaar, Passport, Voter’s ID, Driving License
  • Proof of Address – Aadhaar, Passport, Voter’s ID, latest utility bills (not older than 3 months)
  • Proof of Income – Bank statement for the last 6 months, salary slips for the last 3 months, audited financial statements (for individuals that are self-employed), Form 16, or latest Income Tax Returns along with Income Computation (for self-employed individuals)

Why and how to apply for an Axis Bank Credit Card?

The plethora of different credit cards with varying levels of benefits and features is one of the primary reasons why you should opt for an Axis credit card. Whatever your needs and requirements may be, Axis Bank has a credit card for you.

That’s not all. With a credit card from Axis, you will also be automatically eligible for the Axis eDGE Rewards Program. This allows you to gain reward points for every spend that you make, which can then be later redeemed for exciting rewards, vouchers, and offers.

If all of this seems appealing, here’s how you can apply for an Axis Bank credit card right away.

  • Head on over to the website of Axis Bank.
  • Click on the ‘Apply Credit Card’ option.
  • You will be redirected to a new webpage, where you will have to specify your personal details such as your mobile number, your PAN, your pincode, and your net annual income.
  • Enter it and click on the ‘Next’ button.
  • You will receive an OTP on your mobile number, enter it in the relevant field and proceed.
  • Choose the credit card that you wish to apply for and fill the credit card application form.
  • Attach all the necessary documents and submit the credit card application.
  • The bank will then process the application and upon successful verification, dispatch the credit card to the address specified by you.

Conclusion

One of the many advantages of an Axis credit card is how simple and hassle-free it is to apply for one. Also, the Axis Bank credit card application eligibility criteria is very relaxed, thereby increasing the chances of you getting one. So, what’re you waiting for? Go ahead and apply for a credit card from Axis Bank right away!

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