How to check Bank of Baroda balance

Bank of Baroda is quite a well known bank in India. But its reach is not just limited to India but other countries as well. BOB has over 8000 branches across the country and it also has nearly 90+ overseas branches. BOB is one of the leading banks of India serving a customer base of millions.

Serving to such a large number of masses BOB provides its customers with a lot of facilities, some very basic to some very specialised. Bank of Baroda tries to ensure that each of its facilities is available to its users and for that it makes those banking facilities available to its customers in a number of ways.

Today, here we are gonna discuss ways to access one such facility i.e. to check one’s Bank of Baroda account balance. Here are given a few different ways using which you can check your Bank of Baroda account balance:

• Bank of Baroda balance check through ATM
• Bank of Baroda balance check through SMS
• Bank of Baroda balance check through Missed call
• Bank of Baroda balance check through IVR service
• Bank of Baroda balance check through Netbanking
• Bank of Baroda balance check through Mobile banking
• Bank of Baroda balance check through UPI

Each of the above ways have different process for the same task i.e. Bank of Baroda account balance check. Here further are given the steps that need to be followed for each of the above mentioned ways.

Click here to know how to generate your Bank of Baroda ATM PIN.

Step by Step process

Checking BOB account balance by ATM

An ATM is conveniently one of the best alternatives to enjoy banking services from a place other than the bank itself. It is so because, any bank has more of its ATMs than the actual branches, so an ATM is nearby accessible to most of the people in the country. ATM helps us enjoy a number of banking services that includes cash deposit and withdrawal, balance enquiry, mini statement, green PIN generation, etc. To check your Bank of Baroda account balance, here are the steps that you need to follow:

• Insert your ATM or debit card in the ATM machine
• Enter your 4 digit ATM PIN
• Click on Balance enquiry
• Click on “Yes” for receipt (if you want)

Following these steps, you can easily check your BOB account balance through an ATM.

Checking BOB account balance by SMS

To make banking easy and efficient for its customers, banks are providing banking facilities if possible and what could be more convenient than just an SMS to get your banking queries served? You can get to know about your Bank of Baroda account balance by doing a single SMS from your registered mobile number. This is possibly the simplest method that can be used to access banking service. To use this facility to check your Bank of Baroda bank account balance, here are the steps that you need to follow:

• Send “BALXXXX” to 8422009988 for Balance Enquiry from your registered mobile number.
• Here XXXX represents the last 4 digit of your account number.

Once you send the message, you will receive another SMS in return showing your account balance.

Checking BOB account balance by Missed call

Missed call is another benefitting feature and way for the customers of Bank of Baroda to access the banking facilities. In this all you have to do is a missed call to the Bank of Baroda
Toll free number and the details you wished for would be provided to you in a reverted SMS. Here are the steps one needs to follow to check their Bank of Baroda account balance through missed call:

• Give a missed call at 9223011311 from your registered mobile number.

Once the call is disconnected, you will receive another SMS in return showing your account balance.

Checking BOB account balance by IVR service

IVR stands for Interactive Voice Response feature. It is an automated call done through AI to make customer experience better and convenient and maintain privacy and safety at the same time. In this feature we shall dial a Bank of Baroda toll free customer care number that will be responded by an automated bot giving option on every step, one needs to choose the option of their choice from the given. Here are the steps you need to follow to check your Bank of Baroda account balance through the IVR service:

• Dial 1800 102 4455 from your registered mobile number.
• Select your preferred language.
• Select the command you want to follow.
• Provide the necessary details.

Once the call is made you will get your BOB account balance in a reverted message.

Checking BOB account balance by Netbanking

The Internet is not less than any blessing for us. We can access any thing of our need from the internet be it a piece of information or educational material to shop online. Everything is provided to us by the internet so why not the banking services as well? Netbanking is a feature that allows the customers of a particular bank to access banking services online. To do that you must get your netbanking services enabled from your home branch. Here are the steps you need to follow to check your Bank of Baroda account balance through netbanking:

• Go to the BOB official website.
• Enter your login credentials.
• Once you are logged in go to the balance enquiry option.
• You can check your BOB account balance.

Checking BOB account balance by Mobile Banking

Internet banking has proved its worth in recent times but what if I tell you, there is an even more handy way of operating your banking needs than that? It is mobile banking. In this you can download the Bank of Baroda mobile app on your smart phone. Link the app to your bank of Baroda account. Once the app is linked to your account, you can enjoy a number of banking services right on your smart phone. Here are the steps you need to follow to check your Bank of Baroda through mobile banking:

• Download the BOB mobile app.
• Get your account started with the given instructions.
• Link the app with your Axis bank account.
• Set the PIN or you will get MPIN on SMS.
• Each time you use the app, you need to enter the PIN.
• Once you open the app go to the balance enquiry option to check your BOB account balance.

Having a mobile phone and stable internet connection, above are the steps one need to follow to check their BOB account balance.

Checking BOB account balance by UPI

UPI is a modern way of transaction making us spend more. It is an app linked to our bank account enabling us to make direct transactions through the bank account with actually visiting the bank or even without using an ATM card. It is a 3rd party app which is proven to be a secure mode of transaction. The same app within itself provides a feature to check your bank account balance whenever and where you want. Here are the steps one needs to follow to check their Bank of Baroda account balance through UPI:

• Link your bank account with UPI, if not done already.
• Open your UPI app.
• Click on the “check bank balance” option.
• Enter your UPI PIN.

Following these steps one can easily check their BOB account balance through UPI.

What is my favourite way of checking my Bank of Baroda account balance?

Here is my personal preference for how to check my BOB account balance.

I personally prefer the UPI option the most, I find it the most handy amongst all others and convenient. A single app can be used to make all my transactions and check my balance at the same time.

Click here to know how to check the ICICI bank account balance.