Poonawalla Fincorp Ltd Share Price Target 2024, 2025 to 2030

Poonawalla Fincorp Limited, a Non-Banking Finance Company (NBFC) under the Cyrus Poonawalla Group, specializes in consumer and MSME financing, offering a diverse range of products to meet the increasing financial needs of customers and businesses. The company is driven by the values of Passion, People, Purpose, Principles, and Possibilities, ensuring best-in-class service and solutions with integrity and dedication. Committed to transparency, Poonawalla Fincorp deeply invests in technology and innovation to create endless opportunities and support customers’ growth journeys. Striving for excellence, the company aims to set new benchmarks and uphold Trust, Integrity, Transparency, and Excellence at its core.

History of Poonawalla Fincorp Ltd

Poonawalla Fincorp Limited, established in 1988 by Mayank Poddar and Sanjay Chamria as Magma Leasing Limited, began its operations in 1989 and entered the retail financing business for vehicles and construction equipment in 1996. The acquisition of Consortium Finance Ltd in 2000 expanded its network across Northern India, while the merger with Shrachi Infrastructure Finance in 2007 extended its presence in southern and western India. A joint venture with International Tractors Limited (ITL) in 2007 marked its entry into the tractor financing business. Rebranded as Magma Fincorp Limited in 2008, the company ventured into general insurance through a partnership with HDI Global in 2009 and acquired stakes in Experian Credit Information Company of India Pvt Ltd and GE Money Housing Finance in 2012. In 2021, Rising Sun Holdings, controlled by Adar Poonawalla, made a significant investment, leading to the rebranding of Magma Fincorp as Poonawalla Fincorp. Further capital infusion by ICICI Ventures, Cyza Chem, and Morgan Stanley occurred in March 2021. In December 2022, the company sold its subsidiary, Poonawalla Housing Finance, to Perseus SG, an entity of TPG Global, for ₹3,900 crore (US$470 million), focusing on its core operations and growth.

Shareholding patterns of Poonawalla Fincorp Limited

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024
Promoters +	62.12%	62.10%	62.07%	62.13%	62.09%
FIIs +	7.18%	7.91%	7.79%	7.76%	7.85%
DIIs +	7.99%	6.94%	5.58%	5.81%	6.77%
Public +	22.71%	23.06%	24.57%	23.79%	22.64%
Others +	0.00%	0.00%	0.00%	0.52%	0.66%
No. of Shareholders	1,85,803	2,02,705	1,95,334	2,03,244	2,32,421

From June 2023 to June 2024, the shareholding pattern of Poonawalla Fincorp Limited shows some fluctuations. The promoters’ shareholding remained relatively stable, starting at 62.12% in June 2023 and slightly varying to 62.09% by June 2024. Foreign Institutional Investors (FIIs) saw an increase from 7.18% in June 2023 to a peak of 7.91% in September 2023, before settling at 7.85% in June 2024. Domestic Institutional Investors (DIIs) experienced a decrease from 7.99% in June 2023 to 5.58% in December 2023, but then increased to 6.77% by June 2024. The public shareholding showed an overall increase from 22.71% in June 2023 to a high of 24.57% in December 2023, before decreasing to 22.64% in June 2024. The ‘Others’ category, which was initially 0%, started appearing in March 2024 with a shareholding of 0.52% and increased to 0.66% by June 2024. The number of shareholders showed a notable increase, from 185,803 in June 2023 to 232,421 in June 2024, indicating growing investor interest in the company.

How to Purchase Poonawalla Fincorp Limited’s Shares in India?

Below are the trading platforms that you can use to purchase Poonawalla Fincorp Limited shares:

➤ Zerodha

➤ Upstox

➤ Groww

➤ AngelOne

➤ ICICIDirect

Poonawalla Fincorp Limited Share Price Prediction: 2024, 2025 to 2030

Poonawalla Fincorp Limited Share Price Target 2024

When	Maximum Price	Minimum Price
August 2024	386.25	335.87
September 2024	401.70	349.31
October 2024	393.83	342.46
November 2024	409.58	356.16
December 2024	413.68	359.72

Poonawalla Fincorp Limited in 2024, the expected share prices are projected to be ₹386.25 maximum and ₹335.87 minimum in August. In September, the prices are anticipated to reach a maximum of ₹401.70 and a minimum of ₹349.31. For October, the expected maximum price is ₹393.83, with a minimum of ₹342.46. In November, the projected maximum price is ₹409.58, and the minimum is expected to be ₹356.16. Finally, in December, Poonawalla Fincorp’s expected maximum price is ₹413.68, while the minimum is projected to be ₹359.72.

Poonawalla Fincorp Limited Share Price Target 2025

When	Maximum Price	Minimum Price
January 2025	417.81	321.39
February 2025	422.03	324.64
March 2025	430.90	331.46
April 2025	426.63	328.18
May 2025	414.20	318.62
June 2025	432.84	332.96
July 2025	424.36	326.43
August 2025	437.48	336.52
September 2025	442.73	340.56
October 2025	454.24	349.42
November 2025	465.60	358.15
December 2025	486.55	374.27

Poonawalla Fincorp Limited in 2025, the expected share prices are projected to reach a maximum of ₹417.81 and a minimum of ₹321.39 in January. By December 2025, the expected maximum price is anticipated to be ₹486.55, with a minimum of ₹374.27.

Poonawalla Fincorp Limited Share Price Prediction 2026

When	Maximum Price	Minimum Price
January 2026	501.15	385.50
February 2026	488.62	375.86
March 2026	498.39	383.38
April 2026	508.56	391.20
May 2026	503.53	387.33
June 2026	516.11	397.01
July 2026	505.99	389.23
August 2026	521.64	401.26
September 2026	532.08	409.29
October 2026	545.91	419.93
November 2026	559.56	430.43
December 2026	573.55	441.19

Poonawalla Fincorp Limited Share Price Target 2027

When	Maximum Price	Minimum Price
January 2027	579.28	445.60
February 2027	594.14	457.03
March 2027	617.31	474.85
April 2027	605.20	465.54
May 2027	587.57	451.98
June 2027	614.02	472.32
July 2027	601.98	463.06
August 2027	620.59	477.38
September 2027	642.31	494.09
October 2027	659.02	506.93
November 2027	675.49	519.61
December 2027	692.38	532.60

Poonawalla Fincorp Limited Share Price Target 2028

When	Maximum Price	Minimum Price
January 2028	706.23	543.25
February 2028	724.33	557.18
March 2028	752.58	578.91
April 2028	737.83	567.56
May 2028	716.34	551.03
June 2028	748.57	575.82
July 2028	733.89	564.53
August 2028	756.59	581.99
September 2028	783.07	602.36
October 2028	803.43	618.02
November 2028	823.52	633.47
December 2028	844.11	649.31

Poonawalla Fincorp Limited Share Price Target 2029

When	Maximum Price	Minimum Price
January 2029	860.99	662.30
February 2029	883.06	679.28
March 2029	917.50	705.77
April 2029	899.51	691.93
May 2029	873.31	671.78
June 2029	912.61	702.01
July 2029	894.72	688.25
August 2029	922.39	709.53
September 2029	954.67	734.36
October 2029	979.50	753.46
November 2029	1,003.98	772.29
December 2029	1,029.08	791.60

Poonawalla Fincorp Limited Share Price Target 2030

When	Maximum Price	Minimum Price
January 2030	1,049.66	807.43
February 2030	1,076.58	828.14
March 2030	1,118.57	860.43
April 2030	1,096.63	843.56
May 2030	1,064.69	818.99
June 2030	1,112.60	855.85
July 2030	1,090.79	839.07
August 2030	1,124.52	865.02
September 2030	1,163.88	895.29
October 2030	1,194.14	918.57
November 2030	1,224.00	941.54
December 2030	1,254.60	965.07

Poonawalla Fincorp Limited in 2030, the expected maximum and minimum share prices are projected to be ₹1,049.66 and ₹807.43 in January, respectively. By December 2030, the expected maximum price is anticipated to reach ₹1,254.60, with a minimum of ₹965.07.

Financial Condition of Poonawalla Fincorp Limited: Last 5 Years

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	2,513	2,319	1,540	2,177	5,418	3,394
Interest	1,294	1,100	509	595	950	1,040
Expenses +	1,112	1,950	623	838	880	898
Financing Profit	107	-731	408	744	3,588	1,456
Financing Margin %	4%	-32%	26%	34%	66%	43%
Other Income +	49	39	109	184	-1,363	865
Depreciation	75	56	49	61	59	58
Profit before tax	82	-749	468	866	2,166	2,262
Tax %	67%	-25%	20%	21%	22%
Net Profit +	27	-559	375	685	1,683	1,749
EPS in Rs	1	-20.73	4.9	8.91	21.73	22.68
Dividend Payout %	0%	0%	8%	22%	9%

Poonawalla Fincorp Limited has experienced notable financial fluctuations from March 2020 to the trailing twelve months (TTM) ending in March 2024. Revenue initially stood at ₹2,513 crore in March 2020, dropped to ₹1,540 crore in March 2022, and then substantially rebounded to ₹5,418 crore in March 2024. Interest expenses followed a similar pattern, decreasing from ₹1,294 crore in March 2020 to ₹509 crore in March 2022, before rising to ₹950 crore in March 2024. Overall expenses were volatile, peaking at ₹1,950 crore in March 2021 before stabilizing around ₹880-₹898 crore in the subsequent years.

The company’s financing profit demonstrated a significant recovery, starting at ₹107 crore in March 2020, dipping to a loss of ₹731 crore in March 2021, and then surging to ₹3,588 crore in March 2024. Correspondingly, the financing margin improved from 4% in March 2020 to an impressive 66% in March 2024. Other income showed extreme variability, with a high of ₹184 crore in March 2023 and a significant loss of ₹1,363 crore in March 2024. Depreciation remained relatively stable, averaging around ₹58 crore annually.

Profit before tax exhibited a strong upward trend, increasing from ₹82 crore in March 2020 to ₹2,166 crore in March 2024, with the TTM figure at ₹2,262 crore. Net profit mirrored this growth, rising from ₹27 crore in March 2020, turning negative in March 2021, and reaching ₹1,683 crore in March 2024, with the TTM figure at ₹1,749 crore. Earnings per share (EPS) improved significantly from ₹1 in March 2020 to ₹21.73 in March 2024, with the TTM figure at ₹22.68. The dividend payout ratio varied, peaking at 22% in March 2023, reflecting the company’s improving financial health and profitability

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