RBL World Safari Credit Card Review

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Welcome to our comprehensive review of the RBL World Safari Credit Card, an exciting travel card designed specifically for the needs and preferences of millennials. Issued by RBL Bank, this card is part of a trio of variants aimed directly at this tech-savvy generation, with the other two being the Popcorn Credit Card and the Monthly Treats Credit Card.

The RBL World Safari Credit Card offers a host of enticing features and benefits that cater to the travel and lifestyle aspirations of its customers. From the moment you join, you are greeted with a generous welcome gift of vouchers worth Rs. 3,000, offsetting the joining fee of Rs. 3,000.

Earning rewards with this card is a breeze. Every time you spend Rs. 100, you can earn up to 5 Travel Points (TPs). These valuable TPs can be redeemed for various travel-related expenses, including flight and hotel bookings, through the dedicated rbl rewards website.

This card truly enhances your travel experiences with its complimentary access to both domestic and international airport lounges, providing a touch of luxury and comfort during your journeys. Additionally, it eliminates the hassle of foreign currency conversions by offering zero foreign currency markup fees.

The RBL World Safari Credit Card goes beyond travel benefits, indulging golf enthusiasts with complimentary rounds of golf each year. Whether you’re an avid golfer or a beginner looking to explore the sport, this perk adds an exciting dimension to your card membership.

As you continue to use the card, the rewards and perks only increase. By achieving milestone spends, you can earn up to 25,000 bonus travel points and a substantial gift voucher worth Rs. 10,000 every year.

In this review, we will delve deeper into the various features, benefits, and limitations of the RBL World Safari Credit Card. Whether you’re a frequent traveler or someone seeking a credit card that complements your active lifestyle, join us as we explore the ins and outs of this travel-focused offering from RBL Bank.

Features and Benefits

Welcome Benefit

Receive a generous welcome benefit of a MakeMyTrip voucher worth Rs. 3,000, provided through SMS or email upon payment of the membership fee.
Simply make at least one transaction within 30 days of card issuance to avail of this offer.

Milestone Rewards

Enjoy exciting milestone benefits that make your travel experiences more affordable and rewarding.
Earn 10,000 bonus travel points when you spend Rs. 2.5 lakhs or more in an anniversary year.
Unlock an additional 15,000 travel points by spending Rs. 5 lakhs or more in an anniversary year.
Achieve an annual spend of Rs. 7.5 lakhs and receive a gift voucher worth Rs. 10,000 from leading brands like Amazon, Taj experience, Croma, Myntra, or MakeMyTrip.

Travel Lounge Access

Indulge in luxury and relaxation with complimentary access to domestic lounges, providing a comfortable environment during your travels.
Enjoy two complimentary domestic lounge visits every quarter.
Experience the convenience of two complimentary international lounge visits per year through Priority Pass.
Unlock an extra international lounge visit every quarter by spending Rs. 50,000 or more in the previous quarter.
Note that subsequent lounge visits using Priority Pass, beyond the complimentary visits, will incur a charge of USD 27 per person per visit.

Golf Benefits

Embark on your golfing adventures with exclusive benefits tailored for golf enthusiasts.
Access four complimentary golf games per year, allowing you to enjoy your favorite sport.
Enhance your golf skills with four complimentary golf lessons each year (one per month).
Benefit from a 50% discount on green fees after utilizing the complimentary visits.

Travel Insurance

Gain peace of mind during your international travels with a comprehensive travel insurance cover.
Enjoy coverage worth up to USD 50,000, including emergency medical expenses, flight delay, lost baggage, lost passport, and personal liability.
This coverage extends to all foreign countries, including the USA and Canada, excluding your country of residence.

No Forex Markup Fee

Take advantage of the RBL World Safari Credit Card’s standout feature: zero foreign currency markup fee.
Save approximately 3.5% on international spending compared to other credit cards that typically charge a markup fee.

Fuel Surcharge Waiver

Benefit from a convenient fuel surcharge waiver for all fuel transactions at fuel stations across India.
Enjoy a waiver of 1% on fuel transactions between Rs. 500 and Rs. 4,000, with a maximum monthly waiver of Rs. 250.

RBL Bank World Safari Credit Card Rewards Points

Discover the rewarding journey of earning travel points with the RBL World Safari Credit Card. Here are the key details about the card’s enticing rewards program:

Reward Rates: With every transaction you make using the RBL World Safari Credit Card, you earn valuable travel points that can be redeemed for exciting benefits.
All Categories: Earn 2 travel points for every Rs. 100 spent across all categories when you use this credit card. Whether it’s shopping, dining, or any other expense, your purchases accumulate travel points, bringing you closer to your next travel adventure.
Travel Expenses: Amplify your rewards when you indulge your wanderlust. Enjoy a higher reward rate of 5 travel points for every Rs. 100 spent specifically on travel-related expenses. Whether it’s booking flights, hotels, or other travel arrangements, this card rewards you generously for exploring the world.
International Purchases: Please note that no travel points are provided for international purchases made with the RBL World Safari Credit Card. While you can enjoy the card’s other benefits and features while abroad, the rewards program is focused on domestic transactions and travel-related spending.

RBL Bank World Safari Credit Card Fees and Charges

When considering a credit card, it’s essential to be aware of the associated fees and charges. Here are the key fees and charges for the RBL World Safari Credit Card:

Joining and Annual Fee: The RBL World Safari Credit Card has a joining fee and an annual fee of Rs. 3,000 plus applicable taxes. These fees cover the benefits and privileges provided by the card.
Interest Rate: The card carries an interest rate of 3.99% per month. It’s important to manage your credit card usage responsibly to avoid accruing high interest charges.
Foreign Currency Markup Fee: One of the standout features of the RBL World Safari Credit Card is its zero foreign currency markup fee. This means that when you make transactions in foreign currencies, there are no additional charges or fees imposed by the bank.
Cash Advance Fee: If you decide to withdraw cash using your RBL World Safari Credit Card, a cash advance fee will apply. The fee is 2.5% of the withdrawn amount, subject to a minimum of Rs. 500. It’s advisable to use cash advances sparingly due to the associated fees.

Eligibility Criteria

To apply for the RBL Bank World Safari Credit Card, certain eligibility criteria need to be met. Here are the key requirements for potential cardholders:

Age Requirement: Applicants should be at least 21 years of age to be eligible for the RBL World Safari Credit Card. This ensures that individuals applying for the card have reached the legal age for entering into a financial agreement.
Stable Source of Income: The applicant should have a stable source of income, whether they are salaried or self-employed. This requirement demonstrates the ability to repay the credit card dues and manage the associated financial responsibilities.
Decent Credit Score: It is advisable to have a decent credit score to enhance the chances of approval for the RBL World Safari Credit Card. A credit score reflects an individual’s creditworthiness and their past credit history. While specific credit score requirements may vary, having a good credit score increases the likelihood of obtaining approval for the card.

How to Apply for RBL World Safari Credit Card?

Applying for the RBL Bank World Safari Credit Card is a straightforward process, offering both online and offline options. Here’s a step-by-step guide to help you apply:

Offline Application

Visit your nearest RBL Bank branch to apply for the RBL World Safari Credit Card.
Request and fill out the physical application form provided by the bank.
Submit the completed application form along with any required supporting documents as specified by the bank.

Online Application

Access the official website of RBL Bank through your preferred web browser.
Locate and click on the “Credit Cards” section on the website’s homepage.
From the list of available credit cards, select the “RBL Bank World Safari Credit Card” option.
Click on the “Apply Now” button associated with the World Safari Credit Card.
You will be redirected to an online application form.
Fill in all the necessary details accurately and completely, including personal information, contact details, employment details, and financial information.
Double-check the provided information to ensure its accuracy.
Once you have completed the form, submit it for review and processing.

Whether you choose the convenience of applying online or prefer a face-to-face interaction at a branch, the RBL World Safari Credit Card application process offers flexibility to suit your preferences. Ensure that you provide all required information and documents to increase the chances of a successful application.

Also read:

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The Effect That Small Loans Have On Your Credit Score And How It Can Help You

QuickBooks Online – The Best Software for Business Accounting

How to Apply/Check for RBL Credit Card Status Online

FAQs

Does the RBL World Safari Credit Card offer travel insurance coverage?

Yes, the RBL World Safari Credit Card provides a travel insurance cover worth up to USD 50,000, including emergency medical expenses, flight delay, lost baggage, lost passport, and personal liability.

Are there any additional fees or charges associated with the RBL World Safari Credit Card?

Apart from the annual fee, the card may have other charges such as an interest rate of 3.99% per month, a cash advance fee of 2.5% of the withdrawn amount (minimum Rs. 500), and applicable taxes on fees and charges.

How can I earn travel points with the RBL World Safari Credit Card?

You can earn travel points on every Rs. 100 spent using the RBL World Safari Credit Card. You earn 2 travel points on all categories and 5 travel points specifically on travel-related expenses.

Can the travel points be redeemed for flights and hotels?

Yes, the travel points earned with the RBL World Safari Credit Card can be redeemed for flight and hotel bookings. They can also be used for other travel-related spends through the RBL Rewards website.

Conclusion

The RBL World Safari Credit Card offers a plethora of advantages and features that simplify and make your travels more affordable. With its array of benefits, this card goes beyond granting complimentary access to airport lounges, as it also allows you to save significantly on international transactions by completely eliminating the forex markup fee.

Let’s illustrate the potential savings provided by a card with no forex markup fee through an example: Imagine you make a purchase amounting to $100. While other cards may charge a 3.5% forex markup fee, requiring you to pay approximately $104, this card enables you to pay the actual amount of $100, eliminating any additional charges.

Furthermore, in addition to the regular rewards, you have the opportunity to accumulate up to 25,000 bonus travel points. What are your impressions of the RBL World Safari Credit Card? Discover how this credit card can enhance your travel experiences while keeping your finances in check.

Author: Vedanti KiranVedanti is a female finance writer, currently pursuing her studies at Hansraj College. She has a passion for writing and travelling, and her articles on the stock market, finance, investment, and cryptocurrency are well-researched and informative. With her unique perspective on the world of finance, Vedanti is a go-to source for those seeking insights into the world of finance.