Samsung Axis Bank Infinite Credit Card Review

Introducing the Samsung Axis Bank Infinite Credit Card – a prestigious collaboration between Axis Bank and Samsung, one of the world’s leading multinational electronics corporations. As part of its credit card offerings, Axis Bank has unveiled two exceptional cards in association with Samsung: the Samsung Axis Bank Infinite Credit Card and the Samsung Axis Bank Signature Credit Card. In focus here is the Infinite credit card, a premier offering designed specifically to enhance your shopping experiences at Samsung. With a plethora of exclusive benefits and rewards, this card promises to redefine the way you shop and indulge in the world of Samsung products.

To kickstart your journey with the Samsung Axis Bank Infinite Credit Card, you will be welcomed with a generous reward of 30,000 EDGE Reward Points. These points can be unlocked by making just three transactions within 30 days of receiving your card. Moreover, when you make purchases for Samsung products using this credit card, you are entitled to a remarkable 10% cashback. In addition, every spend of Rs. 100 on the card earns you up to 15 EDGE points, allowing you to accumulate rewards faster as you go about your daily expenses.

Beyond the realm of shopping rewards, the Samsung Axis Bank Infinite Credit Card extends its benefits to travel and dining experiences. As a cardholder, you gain access to complimentary visits to both domestic and international airport lounges, elevating your travel experiences to new heights of comfort and convenience. Furthermore, the card presents a range of dining benefits, offering you exclusive offers and privileges at a variety of restaurants.

With its emphasis on premium features and rewards, the Samsung Axis Bank Infinite Credit Card is tailored to cater to your discerning tastes and elevate your lifestyle. Whether you are an avid Samsung enthusiast, a frequent traveler, or a culinary connoisseur, this credit card is designed to enhance your experiences and provide you with a world of privileges.

To explore the full spectrum of benefits and features offered by the Samsung Axis Bank Infinite Credit Card, delve into the details provided below. Discover how this exceptional card can unlock a realm of possibilities and cater to your unique preferences, making every purchase and experience truly rewarding.

Discover the Exclusive Features and Benefits of the Samsung Axis Bank Infinite Credit Card

Unlock a world of unparalleled benefits and privileges with the Samsung Axis Bank Infinite Credit Card. This sought-after credit card is specifically designed to cater to your shopping needs, particularly when it comes to purchasing Samsung products. Alongside its exceptional shopping advantages, this card also offers enticing perks for travel and dining experiences, ensuring a comprehensive and rewarding package for cardholders.

Welcome Benefits

Rewarding Welcome: Upon successfully completing three transactions with your Samsung Axis Bank Infinite Credit Card, you become eligible to receive a generous allocation of 30,000 EDGE REWARD Points. These points will be seamlessly credited to your EDGE Loyalty account within 60 days, offering you a head start towards exciting rewards.

Cashback on Samsung Purchases

Earn as You Shop: Enjoy an enticing 10% cashback on all your purchases made for Samsung products at Physical Stores, via Flipkart, and Samsung service centers. This cashback is credited to your card’s statement balance within 60 days from the date of the transaction.

Maximum Cashback Cap

Note that the maximum cashback you can earn is capped at Rs. 5,000 in a calendar month and Rs. 20,000 throughout the year, ensuring you maximize your benefits while shopping.

Travel Benefits

Domestic and International Lounge Access: Indulge in the luxury of eight complimentary access passes to domestic airport lounges and six complimentary access passes to international airport lounges. Additionally, delight in the exclusive privilege of a complimentary Priority Pass membership (worth Rs. $99) for international lounge access. Activate this membership with a successful transaction within the first 30 days from the issuance of your card.

Dining Benefits

EazyDiner Prime Membership: Savor a one-year complimentary EazyDiner Prime Membership, granting you a delightful 25% discount at premium restaurants across major cities in India.

Axis Bank Dining Delights Program

Relish up to a 25% discount (up to Rs. 800) at over 4,000 restaurants across India through the Axis Bank Dining Delights program. Avail this discount for transactions above Rs. 2,000, with a maximum limit of two times per month, allowing you to indulge in memorable dining experiences.

Spend Based Fee Waiver

Fee Waiver Benefit: Enjoy a waiver of the annual fee of Rs. 5,000 for the Samsung Axis Bank Infinite Credit Card if your spending on the card exceeds Rs. 7 lakh in the previous year. This reward acknowledges your loyalty and provides an added incentive for your continued usage.

Other Benefits

Fuel Surcharge Waiver: Benefit from a 1% fuel surcharge waiver on fuel transactions ranging from Rs. 400 to Rs. 5,000, with a maximum monthly cap of Rs. 500.

Easy EMIs

Convert any transaction above Rs. 2,500 into convenient Easy EMIs, allowing you to manage your expenses effortlessly.

Elevate Your Rewards with Samsung Axis Bank Infinite Credit Card Reward Points

Discover a world of rewarding possibilities with the Samsung Axis Bank Infinite Credit Card. This credit card not only offers exceptional benefits but also allows you to earn valuable EDGE Points on your purchases. With a strategic selection of earning categories, this reward program ensures that you can maximize your points and unlock exciting rewards. Take a closer look at how the Samsung Axis Bank Infinite Credit Card Reward Points work:

Spending Categories and Points

Special Earning Categories: Enjoy an impressive earning rate of 15 EDGE Points for every Rs. 100 spent on popular platforms such as BigBasket, Tata 1mg, Urban Company, Zomato, and Myntra. This allows you to accumulate points quickly while indulging in your favorite online experiences.

International & Domestic Transactions

Earn a generous 15 EDGE Points for every Rs. 100 spent on both international and domestic transactions, further enhancing your rewards potential across a wide range of purchases.

All Other Spends

For all other spends not falling into the aforementioned categories, earn 5 EDGE Points for every Rs. 100 spent. This includes a broad spectrum of everyday purchases, ensuring that your rewards continue to accumulate effortlessly.

Exclusions from Earning Points

Transactions Excluded: It’s important to note that certain transactions do not earn EDGE Points. These include fuel purchases, EMIs for non-Samsung purchases, wallet loading, cash advances, jewelry purchases, outstanding balance payments, and rental payments. Keep this in mind while planning your purchases and rewards accumulation strategy.

By leveraging the Samsung Axis Bank Infinite Credit Card Reward Points program, you have the opportunity to earn valuable EDGE Points that can be redeemed for a variety of exciting rewards. Whether you’re shopping for everyday essentials, exploring new experiences, or making international purchases, this rewards program ensures that you can make the most out of every rupee spent. Start earning your EDGE Points today and embark on a rewarding journey like never before.

Reward Redemption

Your accumulated EDGE Reward Points with the Samsung Axis Bank Infinite Credit Card are your gateway to a world of enticing rewards. The redemption process is seamless and allows you to indulge in a variety of options, ensuring you get the most value out of your earned points. Explore the possibilities of reward redemption with the Samsung Axis Bank Infinite Credit Card:

Redeemable Options

• Vouchers and Gift Cards: Use your EDGE Reward Points to redeem a wide range of vouchers and gift cards from leading brands, allowing you to treat yourself or surprise your loved ones with the perfect gift.
• Products and Merchandise: Browse through an extensive collection of products and merchandise available on the Axis EDGE REWARDS redemption portal. From electronics to home appliances, fashion accessories to lifestyle products, there’s something to cater to every interest and preference.
• Experiences and Services: Elevate your experiences with exclusive rewards such as travel packages, spa treatments, fine dining experiences, and more. Indulge in luxurious services or explore new adventures, all made possible through your accumulated EDGE Reward Points.

Redemption Process

• Axis EDGE REWARDS Portal: Access the Axis EDGE REWARDS redemption portal, where you can conveniently browse through the available options and select your desired rewards.
• Conversion Rate: Each EDGE Reward Point is equivalent to Re. 0.20, enabling you to calculate the value of your earned points and make informed redemption choices.
• Seamless Redemption: Once you’ve chosen your desired reward, follow the simple redemption process outlined on the portal. Your redeemed reward will be processed and delivered to you in a timely manner, allowing you to enjoy the fruits of your loyalty.

Transparent Fees and Charges of Samsung Axis Bank Infinite Credit Card

Before considering the Samsung Axis Bank Infinite Credit Card, it’s crucial to familiarize yourself with the associated fees and charges. By understanding these details, you can make informed decisions and manage your finances effectively. Take note of the following fees and charges applicable to the Samsung Axis Bank Infinite Credit Card:

Joining and Annual Fee

• The card has a joining fee and an annual fee of Rs. 5,000.
• The annual fee can be waived if you spend Rs. 7 lakh or more in the previous year, providing a valuable incentive for high-spending cardholders.

Finance Charges

• The Samsung Axis Bank Infinite Credit Card carries a finance charge or interest rate of 3.6% per month (52.86% per annum).
• It’s important to consider this rate when managing your outstanding balances to avoid unnecessary interest charges.

Cash Advance Fee

• For cash withdrawals made using the credit card, a cash advance fee of 2.5% (minimum Rs. 500) is applicable.
• Keep in mind this fee when accessing cash through your credit card to assess the cost implications.

Foreign Exchange Markup Fee

• When using the Samsung Axis Bank Infinite Credit Card for international transactions, a foreign exchange markup fee of 3.5% of the transaction amount applies.
• This fee covers the conversion of currency and should be considered for international spending.

Qualifying for the Samsung Axis Bank Infinite Credit Card: Eligibility Criteria

To be eligible for the Samsung Axis Bank Infinite Credit Card, applicants must meet specific criteria outlined by the bank. Ensure that you fulfill the following eligibility requirements before applying for the card:

Age Requirement

• The applicant should be between 18 years and 70 years of age.
• This age range ensures that applicants are of legal age and can responsibly manage their credit card obligations.

Residential Status

• The applicant must be an Indian resident.
• This requirement ensures that the card is available to individuals residing within the country and allows for smoother processing and accessibility.

Financial Stability

• The applicant should have a good and stable income.
• Demonstrating a steady and reliable income showcases the ability to handle credit card payments and maintain financial stability.

By meeting these eligibility criteria, you can proceed with confidence when applying for the Samsung Axis Bank Infinite Credit Card. Ensure you fall within the specified age range, hold Indian residency, and can demonstrate a satisfactory and consistent income. Fulfilling these criteria positions you for a higher chance of approval, allowing you to enjoy the exclusive benefits and features offered by the Samsung Axis Bank Infinite Credit Card.

How to Apply for Samsung Axis Bank Infinite credit card?

Applying for the Samsung Axis Bank Infinite Credit Card is a straightforward process that offers convenience and flexibility to potential cardholders. Whether you prefer an online or offline application method, follow these steps to apply for the card and embark on a rewarding credit journey:

Offline Application

• Visit the nearest Axis Bank branch to apply for the Samsung Axis Bank Infinite Credit Card.
• Interact with the bank representative who will guide you through the application process.
• Provide the necessary documents and complete the required forms to initiate your application.

Online Application

• Access the official website of Axis Bank through your preferred web browser.
• Navigate to the ‘Explore Products’ section and click on ‘Cards.’
• Select ‘Credit Cards’ and proceed by clicking on ‘Explore more.’
• Locate the ‘Samsung Axis Bank Infinite Credit Card’ option and click on ‘Apply Now.’
• Fill in the application form with accurate and relevant details, ensuring careful input.
• Review the information provided to avoid errors and submit the completed application.

By following these steps, you can successfully apply for the Samsung Axis Bank Infinite Credit Card. Choose the method that suits your convenience—visit a nearby Axis Bank branch for an offline application or access the official website for a seamless online application experience. Whichever route you choose, provide accurate information and complete the necessary steps carefully to enhance your chances of approval. Embark on a rewarding credit journey with the Samsung Axis Bank Infinite Credit Card, unlocking exclusive benefits and features tailored to your needs.

FAQs

Are there any cashback offers on Samsung purchases with this card?

Yes, the Samsung Axis Bank Infinite Credit Card offers 10% cashback on purchases made for Samsung products at physical stores, via Flipkart, and Samsung service centers.

Is it possible to transform my purchases into convenient EMIs using this credit card?

Absolutely, any transactions exceeding Rs.2,500 can be converted into easy EMIs with the Samsung Axis Bank Infinite Credit Card.

What is the forex markup fee for international transactions with the Samsung Axis Bank Infinite Credit Card?

The forex markup fee applicable on international transactions made with the card is 3.5% of the transaction amount.

Is there a fee waiver for the Samsung Axis Bank Infinite Credit Card?

Yes, the annual fee of Rs. 5,000 for the Samsung Axis Bank Infinite Credit Card is waived if you spend Rs. 7 Lakh or more in the previous year with your card.

Also read:

Axis Bank Ace Credit Card Review

RBL Bank Supercard Credit Card Review

SBI Card Prime Review

Conclusion

The Samsung Axis Bank Infinite Credit Card stands out as one of Axis Bank’s top credit cards recently introduced. If you are an avid user of Samsung products, owning this credit card is essential due to its enticing feature of 10% cashback on all Samsung purchases.

While the card primarily focuses on providing benefits for shopping at Samsung, it also extends a range of exclusive advantages. These include access to both International and Domestic Lounges, a complimentary EazyDiner Prime Membership, and excellent dining benefits through Axis Dining Delights.

Additionally, the card rewards you with up to 15 EDGE Reward points for transactions made with renowned brands such as Zomato, Myntra, BigBasket, and more. Embrace the perks of the Samsung Axis Bank Infinite Credit Card and enhance your shopping and lifestyle experiences.

Author: Vedanti KiranVedanti is a female finance writer, currently pursuing her studies at Hansraj College. She has a passion for writing and travelling, and her articles on the stock market, finance, investment, and cryptocurrency are well-researched and informative. With her unique perspective on the world of finance, Vedanti is a go-to source for those seeking insights into the world of finance.