Standard Chartered EaseMyTrip Credit Card Review, Benefits and How to Apply?

In the fast-paced world of travel, having a credit card that caters to your wanderlust and provides a seamless booking experience is a true blessing. Recognizing the needs of avid travelers, Standard Chartered Bank has partnered with EaseMyTrip, a leading online travel services company, to bring you the Standard Chartered EaseMyTrip Credit Card. Designed to elevate your travel experiences and reward your wanderings, this co-branded credit card promises an array of exclusive benefits and privileges.

Gone are the days of the discontinued co-branded travel card in partnership with Emirates Airlines. The new Standard Chartered EaseMyTrip Credit Card takes center stage, offering a host of remarkable features that are sure to leave globetrotters and frequent flyers delighted. Boasting a nominal joining and annual fee of just Rs. 350, this card sets itself apart by providing an opportunity to have these fees waived off entirely with the attainment of the required annual spend.

As a travel credit card, it understands the importance of securing the best deals and discounts for your travel-related bookings. With the Standard Chartered EaseMyTrip Credit Card in your wallet, you gain access to a world of exclusive offers on flights, hotels, and more through the EaseMyTrip app or website. From discounted fares to exceptional rewards rates, this card ensures that your journeys are not only memorable but also financially rewarding.

Beyond the realm of bookings and savings, the Standard Chartered EaseMyTrip Credit Card unlocks a realm of additional benefits. Enjoy complimentary access to airport lounges across both domestic and international terminals, allowing you to relax and rejuvenate before your flight. Furthermore, the card offers a spend-based annual fee waiver, providing you the flexibility to avoid paying the renewal fee by meeting a minimal spending requirement in the previous anniversary year.

If you are an avid traveler seeking a credit card that combines convenience, rewards, and travel privileges into one comprehensive package, the Standard Chartered EaseMyTrip Credit Card is tailor-made for you. Join us as we delve into the various privileges and advantages this card has to offer, allowing you to make the most of your travel experiences while enjoying the perks and savings that come with it.

Features and Benefits of Standard Chartered EaseMyTrip Credit Card

• Tailor-made for avid travelers who frequently make their travel bookings through the EaseMyTrip app/website, the EaseMyTrip co-branded card issued by Standard Chartered Bank offers a multitude of exclusive features and privileges.

Travel Benefits

• 20% discount on domestic and international hotel bookings: Enjoy substantial savings on your accommodation expenses when you book hotels through the EaseMyTrip platform. With a maximum discount of Rs. 5,000 on domestic hotel bookings and Rs. 10,000 on international hotel bookings, this feature ensures that your stays are not only comfortable but also cost-effective.
  10% discount on domestic and international flight bookings: Unlock great deals on air travel with this credit card. Whether
• you’re planning a domestic getaway or an international adventure, enjoy a 10% discount on flight bookings. The maximum discount available is Rs. 5,000 for international flights and Rs. 1,000 for domestic flights, allowing you to save significantly on your airfare.
• Flat Rs. 125 off on bus ticket bookings: As an added benefit, enjoy a flat discount of Rs. 125 on bus ticket bookings worth Rs. 500 or more. This feature comes in handy when you’re exploring destinations that are best reached by road, giving you additional savings on your travel expenses.

Airport Lounge Access

• Complimentary domestic and international airport lounge access: Indulge in a touch of luxury and comfort while awaiting your flight with the Standard Chartered EaseMyTrip Credit Card. Gain access to domestic airport lounges four times a year, providing a peaceful retreat to unwind and rejuvenate. Additionally, enjoy two complimentary international airport lounge access passes annually, ensuring a premium travel experience wherever your adventures take you.

Spend-Based Waiver

• Renewal fee waiver: The Standard Chartered EaseMyTrip Credit Card rewards you for your spending habits. By spending Rs. 50,000 or more in the previous anniversary year, you can have the renewal fee of Rs. 350 waived off. This feature offers flexibility and incentivizes your card usage, allowing you to enjoy the benefits and privileges of the card without any additional costs.

Standard Chartered EaseMyTrip Credit Card Reward Points

• The Standard Chartered EaseMyTrip Credit Card offers a rewarding experience with its comprehensive reward points program, allowing you to earn points on your everyday purchases and travel-related expenses.
• 2x Reward Points on retail purchases: For every Rs. 100 spent on retail purchases, you earn 2 Reward Points. This means that your regular shopping endeavors can quickly accumulate points, bringing you closer to exciting rewards and benefits.
• 10x Reward Points on airline apps/outlets/websites or at standalone hotels: When you book your flights through airline apps, outlets, websites, or choose to stay at standalone hotels, you earn an impressive 10x Reward Points. This elevated earning rate provides an excellent incentive to make your travel bookings through trusted platforms, ensuring that you maximize your reward potential.
• No Reward Points on cash withdrawals, card fees & charges, etc.: It’s important to note that certain transactions, such as cash withdrawals and card fees & charges, are not eligible for earning reward points. However, these exclusions are standard in most credit card reward programs, and the benefits and savings you receive from eligible transactions more than compensate for this.

Standard Chartered EaseMyTrip Credit Card Fees and Charges

When considering any credit card, it’s essential to understand the associated fees and charges. Here are the key fees and charges associated with the Standard Chartered EaseMyTrip Credit Card:

• Joining and annual fee: The credit card has a joining and annual fee of Rs. 350. However, this fee is waived off if the cardholder has spent Rs. 50,000 or more in the previous year, providing an opportunity to enjoy the benefits of the card without incurring additional costs.
• Interest rate: The Standard Chartered EaseMyTrip Credit Card carries an interest rate of 3.75% per month. It’s important to note that this rate is applicable to any outstanding balance carried forward from the previous month, highlighting the importance of timely repayments to avoid accruing interest charges.
• Foreign currency markup fee: For transactions made in foreign currency, a markup fee of 3.5% of the total transaction amount is applicable. This fee covers the conversion and processing of the foreign currency transaction and should be taken into account when using the card for international purchases.
• Cash withdrawal fee: In the event that cash needs to be withdrawn using the Standard Chartered EaseMyTrip Credit Card, a fee of 3% of the cash amount or a minimum of Rs. 300 is charged. It’s worth noting that cash withdrawals typically attract additional charges, and it’s advisable to use cash advances sparingly and prioritize regular card transactions.

Understanding the fees and charges associated with the Standard Chartered EaseMyTrip Credit Card ensures transparency and allows cardholders to make informed financial decisions. By meeting the spending requirements to have the joining and annual fee waived, managing outstanding balances diligently, and considering alternative payment methods for cash requirements, cardholders can optimize their usage and enjoy the multitude of benefits this credit card offers.

Eligibility Criteria for getting a Standard Chartered EaseMyTrip Credit Card

When applying for the Standard Chartered EaseMyTrip Credit Card, it is essential to meet certain eligibility criteria to increase your chances of approval. Here are the key eligibility requirements to keep in mind:

Age requirement: The applicant should be above 18 years and below 65 years of age. This ensures that the applicant has reached the legal age of consent and is within the acceptable range for credit card applications.

Stable source of monthly income: To be eligible for the Standard Chartered EaseMyTrip Credit Card, the applicant should have a stable source of monthly income. This requirement ensures that the applicant has the financial means to meet the card’s obligations and make timely repayments.

Residence location: The applicant should belong to a location where Standard Chartered Bank’s services are available. It’s important to check the bank’s service coverage to confirm if your residence location is eligible for the credit card application.

How to Apply for the Standard Chartered EaseMyTrip Credit Card?

Applying for the Standard Chartered EaseMyTrip Credit Card is a simple and convenient process, allowing you to choose between online and offline application methods. Follow the steps below to apply for this travel-focused credit card:

Offline Application

• Visit a Standard Chartered branch: If there is a Standard Chartered Bank branch in your city, you can apply for the credit card offline. Locate the nearest branch and visit in person.
• Fill out the physical application form: At the branch, request the application form for the Standard Chartered EaseMyTrip Credit Card and complete it with accurate and up-to-date information.

Online Application

• Visit the official website: Access the official website of Standard Chartered Bank through a secure internet connection.
• Navigate to Credit Cards: Look for the section on the website titled “Our Products” and select “Credit Cards.”
• Choose the EaseMyTrip Credit Card: From the range of credit card options, specifically select the Standard Chartered EaseMyTrip Credit Card.
• Click on “Apply Now”: Locate the “Apply Now” button associated with the chosen credit card and click on it.
• Complete the digital application form: Fill in the required details in the digital application form, ensuring accuracy and completeness.

By following these steps, you can initiate the application process for the Standard Chartered EaseMyTrip Credit Card either offline or online. Make sure to review the eligibility criteria beforehand to confirm your eligibility and increase your chances of a successful application. Enjoy the convenience and benefits that come with this travel-centric credit card by applying through your preferred method.

Also read:

• Standard Chartered Bank Credit Cards – Types and How to Apply Online?
• 5 Things to Do That Can Speed Up your Credit Card Approval Process
• Here’s How Credit Cards Can Make Travelling Enjoyable For You. Read On To Know More
• Tips for Using a Credit Card (Kredittkort Lav Rente) to Boost Credit

FAQs

What is the interest rate on the Standard Chartered EaseMyTrip Credit Card?

The interest rate on the Standard Chartered EaseMyTrip Credit Card is 3.75% per month. It is important to make timely repayments to avoid accruing interest charges on any outstanding balance.

What is the foreign currency markup fee for international transactions?

The foreign currency markup fee on the Standard Chartered EaseMyTrip Credit Card is 3.5% of the total transaction amount. This fee covers the conversion and processing of foreign currency transactions made using the credit card.

Can the annual fee be waived off on the Standard Chartered EaseMyTrip Credit Card?

Yes, the annual fee of Rs. 350 can be waived off if the cardholder has spent Rs. 50,000 or more in the previous year, qualifying for a spend-based fee waiver.

Does the Standard Chartered EaseMyTrip Credit Card provide airport lounge access?

Yes, the Standard Chartered EaseMyTrip Credit Card offers complimentary airport lounge access. Cardholders are entitled to 1 complimentary domestic lounge access every quarter (4 per year) and 2 complimentary international lounge access every year.

Conclusion

The Standard Chartered EaseMyTrip Credit Card proves to be an excellent choice for frequent travelers, both domestically and internationally. With its accelerated rewards on travel bookings and a host of additional privileges, this card offers exceptional value. Cardholders can enjoy up to a 20% discount on their travel bookings, making their trips more affordable and enjoyable. The complimentary lounge access further enhances the travel experience by providing a comfortable and relaxing environment at airports.

What sets this card apart is the decent reward rate it offers on all purchases, allowing cardholders to earn rewards on their everyday spending as well. Whether it’s shopping, dining, or other expenses, using this card ensures savings and benefits across various categories.

Moreover, what sets the Standard Chartered EaseMyTrip Credit Card apart is its minimal spending requirement to qualify for a renewal fee waiver. With this feature, cardholders have the opportunity to avoid paying the annual membership fee starting from the second year. By meeting this low threshold amount, the card becomes even more cost-effective, allowing users to enjoy the benefits and privileges of the card without the burden of additional fees.

Overall, this credit card provides an enticing package of travel privileges, attractive rewards, and ease of fee management. With its comprehensive features, the Standard Chartered EaseMyTrip Credit Card is a valuable asset for frequent travelers, helping them save money and enjoy a seamless travel experience.

Author: Vedanti KiranVedanti is a female finance writer, currently pursuing her studies at Hansraj College. She has a passion for writing and travelling, and her articles on the stock market, finance, investment, and cryptocurrency are well-researched and informative. With her unique perspective on the world of finance, Vedanti is a go-to source for those seeking insights into the world of finance.